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  5. S Renn Rd

5645 S Renn Rd, Frederick, MD 21703 Property Records

Frederick County property record for 5645 S Renn Rd, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,715 sqft · built 2023
Lot Size2.04 acres (88,862 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Nov 2020)
Tax Bill$8,086 (2024)
Deeds & MortgagesMar 2022 Mortgage
Nov 2020 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN23-457881

Property Details

APN / Parcel Number

Primary APN23-457881
Alternative APN
  • 457881

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,715 sqft Living Area
Gross Area5,565 sqft
1st Floor Area2,932 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area88,862 sqft (2.04 acres)
Garage TypeAttached
Garage Area850 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number457881
Street Address5645 S RENN RD
CityFREDERICK
StateMD
Zip21703-7412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLOT 2 SECT. 1 2.04 ACRES WINNETKA ESTATES
Legal SubdivisionACRES WINNETKA ESTATES
Legal Lot Number2
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group2
Census Block2013
Census Tract752303

Owner

5645 S Renn Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Frederick County records, as of March 12, 2026

Owner of Record2 Individual Names on File
Mailing Address5645 S RENN RD, FREDERICK, MD 21703-7412
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
1ST SUMMIT BANK
Nov 16, 2020Deed, Transfer · Stand-Alone First Mortgage
NYMEO FCU
Nov 5, 2020Grant Deed, Transfer
ATTORNEY ONLY
Nov 19, 2018Grant Deed, Transfer
ATTORNEY ONLY
Dec 14, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2020 · Amount on File
Deed SaleNov 16, 2020 · Amount on File
Deed Book / Page14270 / 425
Prior Transfer DateOct 16, 2018
Prior Transfer Doc0127160115
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5645 S RENN RD, FREDERICK, MD 21703-7412
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyCOLONY TITLE GROUP LIMITED, COLONY TITLE GROUP LTD

Transferred To (Grantee/Buyer)

NameVerified Name
Address5645 S RENN RD, FREDERICK, MD 21703-7412
InvestorPossibly a Property Investor

Mortgage

Document Number0157600137
DateMar 2, 2022
Book Page15760/137
Lender
Name1ST SUMMIT BANK
TypeBank
AddressJOHNSTOWN, PA 15904
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term370 Months
DueJan 28, 2053

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateNov 16, 2020
Property Address5645 S RENN RD, FREDERICK, MD 21703-7412
Document Number0142700425
Book / Page14270 / 425
Map ReferenceMB 73 PG 198
Instrument DateOct 30, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4708 ROCKY MILLS DR, FREDERICK, MD 21703-7483
InvestorPossibly a Property Investor

Mortgage

Document Number14270432
DateNov 16, 2020
Instrument14270/432
Lender
NameNYMEO FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2035

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateNov 5, 2020
Property Address5645 S RENN RD, FREDERICK, MD 21703-7412
Document Number0142350068
Book / Page014235 / 000068
Instrument DateSep 3, 2020
Transaction TypeTransfer
Record UpdatedNov 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5109 CAP STINE RD FREDERICK MD 217037403, FREDERICK, MD 21703-7403

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateNov 19, 2018
Property Address5645 S RENN RD, FREDERICK, MD 21703-7412
Document Number0127160104
Book / Page012716 / 000104
Instrument DateOct 16, 2018
Transaction TypeTransfer
Record UpdatedDec 5, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address5645 S RENN RD FREDERICK MD 21703, FREDERICK, MD 21703

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateDec 14, 2018
Property Address5645 S RENN RD, FREDERICK, MD 21703-7412
Document Number0127550415
Book / Page012755 / 000415
Instrument DateOct 16, 2018
Transaction TypeTransfer
Record UpdatedDec 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6644 GRANVILLE CT FREDERICK MD 217037080, FREDERICK, MD 21703-7080

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateNov 19, 2018
Property Address5645 S RENN RD, FREDERICK, MD 21703-7412
Document Number0127160115
Book / Page012716 / 000115
Instrument DateOct 16, 2018
Transaction TypeTransfer
Record UpdatedDec 5, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address6644 GRANVILLE CT FREDERICK MD 217037080, FREDERICK, MD 21703-7080

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$799,100$885,500 Land $122,800 Building $762,700
2024$8,086.00 (+8.86%)
2023$7,428.00$626,300 Land $89,900 Building $536,400$626,300 Land $89,900 Building $536,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5645 S Renn Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5645 S Renn Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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