Lake County property record for 5646 River Rd, Madison, OH 44057
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,908 sqft · built 1970 |
| Lot Size | 4.73 acres (206,474 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $268,900 (Sep 2021) |
| Tax Bill | $7,292 (2023) |
| Deeds & Mortgages | Sep 2021 Sale & Line of Credit Jul 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-A-027-0-00-005-0 |
| Primary APN | 01-A-027-0-00-005-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,908 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 206,474 sqft (4.73 acres) |
| Terrain | Below Road/Slope |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Pole Barn | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 74 |
|---|---|
| Street Address | 5646 RIVER RD |
| City | MADISON |
| State | OH |
| Zip | 44057-9715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | LOT 2 TRACT 7 |
| Legal Tract | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 205800 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5646 RIVER RD, MADISON, OH 44057-9715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2021 | Warranty Deed, Transfer · Line of Credit FIRST OHIO HOME FINANCE INC |
| Jul 12, 2021 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| May 23, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Prior Sale | Sep 22, 2011 |
| Deed Document Number | 466167 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 17, 2021 |
| Property Address | 5646 RIVER RD, MADISON, OH 44057-9715 |
| Document Number | 0000032863 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021R032863 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Title Company | AAA TITLE PROFESSIONALS INC, TITLE PROFESSIONALS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5646 RIVER RD, MADISON, OH 44057-9715 |
| Document Number | 0000032864 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021R032864 |
| Name | FIRST OHIO HOME FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 5646 RIVER RD, MADISON, OH 44057-9715 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|---|
| Address | 5646 RIVER RD, MADISON, OH 44057-9715 |
| Document Number | 0000023653 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021R023653 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 19, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 5646 RIVER RD, MADISON, OH 44057-9715 |
| Document Number | 0000013203 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5646 RIVER RD MADISON OH 440579715, MADISON, OH 44057-9715 |
| Document Number | 0000013203 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 13203 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 21, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 5646 RIVER RD, MADISON, OH 44057-9715 |
| Document Number | 0000014940 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5646 RIVER RD MADISON OH 440579715, MADISON, OH 44057-9715 |
| Document Number | 0000014940 |
|---|---|
| Date | Jun 8, 2017 |
| Instrument | 14940 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 7, 2032 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,292.00 (+81.08%) Homeowner's exemption | $65,610 (-) Land $19,330 Building $46,280 | |
| 2022 | $4,027.00 Homeowner's exemption | $65,610 Land $19,330 Building $46,280 | |
| 2021 | $187,460 Land $55,220 Building $132,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Oct 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY EAST WATER SUBDISTRICT serves 40,656 people · EPA ID OH4302911 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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