5604 River Rd, Madison, OH 44057 Property Records

Lake County property record for 5604 River Rd, Madison, OH 44057

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,674 sqft · built 1995
Lot Size1.76 acres (76,666 sqft)
Owner2 Individual Names on Record
Last Sale$189,800 (Jun 2018)
Tax Bill$7,421 (2023)
Deeds & MortgagesSep 2022 Mortgage
Jul 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-A-027-0-00-009-0

Property Details

APN / Parcel Number

Primary APN01-A-027-0-00-009-0
Alternative APN
  • 76

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,674 sqft Living Area
1st Floor Area1,288 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2004
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area76,666 sqft (1.76 acres)
TerrainBelow Road/Slope
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Deck Area320 sqft
Patio Area320 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number76
Street Address5604 RIVER RD
CityMADISON
StateOH
Zip44057-9754
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 7
Legal SubdivisionMADISON TOWNSHIP 07
Legal Tract7
Legal Lot Number7 95
JurisdictionLAKE OH
Township / Civil DivisionMADISON
Census Block Group1
Census Block1009
Census Tract205800

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5604 RIVER RD, MADISON, OH 44057-9754
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 2, 2018Quit Claim Deed, Transfer
Quitclaim
Jun 22, 2018Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2018 · Amount on Record
Deed SaleJun 22, 2018 · Amount on Record
Prior SaleJun 22, 2018 · Amount on Record
Deed Document Number0000015677
Last Transfer DateJul 2, 2018
Transfer Doc0000016549
Record UpdatedJun 7, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address5604 RIVER RD, MADISON, OH 44057-9754
Transaction TypeMortgage
Record UpdatedSep 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5604 RIVER RD, MADISON, OH 44057-9754

Mortgage

Document Number0000025958
DateSep 21, 2022
Instrument2022R025958
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressCASHION, OK 73016
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term310 Months
DueJul 1, 2048

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE OH
Recording DateJul 2, 2018
Property Address5604 RIVER RD, MADISON, OH 44057-9754
Document Number0000016549
Instrument DateJun 29, 2018
Instrument16549
Transaction TypeTransfer
Record UpdatedJul 11, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5604 RIVER RD MADISON OH 440579754, MADISON, OH 44057-9754

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateJun 22, 2018
Property Address5604 RIVER RD, MADISON, OH 44057-9754
Document Number0000015677
Instrument DateJun 21, 2018
Instrument2018R015677
Transaction TypeTransfer
Record UpdatedMay 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5604 RIVER RD, MADISON, OH 44057-9754

Mortgage

Document Number0000015678
DateJun 22, 2018
Instrument2018R015678
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
County SubdivisionMadison Township
Unified School DistrictMadison Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,421.00 (+56.36%) Homeowner's exemption$66,770 (-) Land $13,590 Building $53,180
2022$4,746.00 Homeowner's exemption$66,770 Land $13,590 Building $53,180
2021$190,750 Land $38,820 Building $151,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimOct 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY EAST WATER SUBDISTRICT
serves 40,656 people · EPA ID OH4302911
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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