Placer County property record for 5646 Montclair Cir, Rocklin, CA 95677
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,696 sqft · built 1989 |
| Lot Size | 0.218 acres (9,486 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $680,000 (Nov 2023) |
| Tax Bill | $7,723 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-302-028-000 |
| Primary APN | 045-302-028-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,696 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Lot Area | 9,486 sqft (0.218 acres) |
| Garage Area | 745 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 045-302-028 |
|---|---|
| Street Address | 5646 MONTCLAIR CIR |
| City | ROCKLIN |
| State | CA |
| Zip | 95677-3377 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L24MT CLAIR EST#1P 54&F28 11 7 |
| Legal Subdivision | CLAIR EST |
| Legal Lot Number | 24 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | ROCKLIN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 21109 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5646 MONTCLAIR CIR, ROCKLIN, CA 95677-3377 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Nov 20, 2023 | Grant Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2023 · Amount on Record |
| Deed Sale | Nov 20, 2023 · Amount on Record |
| Deed Document Number | 202363567 |
| Last Transfer Date | Jun 20, 2024 |
| Transfer Doc | 0000033079 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 5646 MONTCLAIR CIR, ROCKLIN, CA 95677-3377 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5646 MONTCLAIR CIR, ROCKLIN, CA 95677-3377 |
| Document Number | 0000069487 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2025-0069487 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTINGTON BEACH, CA 92647 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Nov 20, 2023 |
| Property Address | 5646 MONTCLAIR CIR, ROCKLIN, CA 95677-3377 |
| Document Number | 0000063567 |
| Map Reference | MB P PG 54 |
| Instrument Date | Nov 16, 2023 |
| Instrument | 2023-0063567 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5846 MONTCLAIR CIRCLE, ROCKLIN, CA 95677 |
| Document Number | 0000063568 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 2023-0063568 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Rocklin City |
| Unified School District | Rocklin Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $707,472 (+2%) Land $228,888 Building $478,584 | |
| 2025 | $7,723.00 (+54.68%) | $693,600 (+56.65%) Land $224,400 Building $469,200 |
| 2023 | $4,993.00 (+2.53%) Homeowner's exemption | $442,781 Land $108,208 Building $334,573 |
| 2022 | $4,870.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1986–2008) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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