5645 Windham Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 5645 Windham Rd, Milton, FL 32570 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	1,728 sqft Living Area
Lot Size	46,958 sqft (1.07 acres)
Garage	Attached, 529 sqft
Last Sale	$380,000 (2024)
Tax Bill	$3,033.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-1N-28-1850-00B00-0160`
Alternative APN	`N28106185000B000160`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,728 sqft Living Area
Gross Area	3,541 sqft Gross Area
1st Floor	1,728 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2001
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	46,958 sqft (1.07 acres)
Depth X Width	235 ft x 200 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	529 sqft Garage
Patio Area	640 sqft Patio
Porch Area	900 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	5645 WINDHAM RD
City	MILTON
State	FL
Zip	32570-8369
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 16 BLK B HIGHLANDS REVISED AS DES IN OR 4546 PG 857
Legal Range	28W
Legal Township	1N
Legal Section	06
Legal Subdivision	HIGHLANDS/REVISED
Legal Block	B
Legal Lot Number	16
Jurisdiction	SANTA ROSA FL
Minor Civil Division	SKYLINE
Census Blockgroup	3
Census Block	3022
Census Tract	10503

Owner

Source: Santa Rosa County records · APN 06-1N-28-1850-00B00-0160

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1866 SEA ISLAND PKWY, SAINT HELENA ISLAND, SC 29920-4827
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2024 · Amount on Record
Deed Sale	Sep 26, 2024 · Amount on Record
Prior Sale	Jul 13, 2007 · Amount on Record
Deed Doc Number	202443690
Deed Book / Page	4546 / 857
Prior Transfer Date	Sep 11, 2012
Prior Transfer Doc	0031801532
Record Refreshed	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5645 WINDHAM RD, MILTON, FL 32570-8369
Transaction Type	Mortgage
Record Updated	Sep 09, 2022
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5645 WINDHAM RD, MILTON, FL 32570-8369

Mortgage

Document Number	0043120705
Date	Aug 03, 2022
Book Page	4312/705
Instrument	202245456

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,033.00 (+1,738.18%)	$286,434 (+90.73%) Land $36,000 Building $250,434	$286,434 (+14.74%) Land $36,000 Building $250,434
2024	$165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$150,176 (+3%)	$249,638 (+7.63%) Land $36,000 Building $213,638
2023	$165.00 (-87.98%) Homeowner's exemption	$145,802 (+3%)	$231,932 (+1.04%) Land $30,000 Building $201,932
2022	$1,373.00 Homeowner's exemption	$141,555	$229,553 Land $30,000 Building $199,553

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 16% of Florida
Wildfire Likelihood	About 1 in 1,136 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.