5620 Windham Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 5620 Windham Rd, Milton, FL 32570 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,014 sqft · built 1994
Lot Size	0.261 acres (11,369 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jan 2021)
Tax Bill	$1,124 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-2N-28-0000-02061-0000`

Property Details

APN / Parcel Number

Primary APN	`31-2N-28-0000-02061-0000`
Alternative APN	`N282310000020610000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,014 sqft Living Area
Gross Area	1,574 sqft
1st Floor Area	1,014 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,369 sqft (0.261 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	56 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5620 WINDHAM RD
City	MILTON
State	FL
Zip	32570-8368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESCRIPTION UPDATE FOR 2021 COM AT A PT LYING 660.00 FT W & 50.00 FT N OF SE CORNER OF SW 1/4 OF SECTION 31 TOWNSHIP 2 NORTH RANGE 28 WEST THN N88*40'29E ALONG N R/W OF WINDHAM RD 874.78 FT TO POB & CONTINUE ALONG N R/W 91.53 FT TO W R/W OF HOMESTE
Legal Range	28W
Legal Township	2N
Legal Section	31
Legal Subdivision	CAMILLE GARDENS
Legal Lot Number	5
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	3
Census Block	3024
Census Tract	10503

Owner

Source: Santa Rosa County records · APN 31-2N-28-0000-02061-0000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5620 WINDHAM RD, MILTON, FL 32570-8368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Deed Document Number	20215791
Deed Book / Page	4063 / 605
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 29, 2021
Property Address	5620 WINDHAM RD, MILTON, FL 32570-8368
Document Number	0040630605
Book / Page	4063 / 605
Instrument Date	Jan 15, 2021
Instrument	202105791
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1150 RIDGE WAY, 1150, CANTONMENT, FL 32533-5908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5620 WINDHAM RD, MILTON, FL 32570-8368

Mortgage

Document Number	0004063606
Date	Jan 29, 2021
Instrument	4063/606

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,124.00 (+6.44%) Homeowner's exemption	$124,907 (+2.9%)	$129,974 (+1.72%) Land $19,800 Building $110,174
2024	$1,056.00 (+2.52%) Homeowner's exemption	$121,387 (+3%)	$127,780 (+1%) Land $19,800 Building $107,980
2023	$1,030.00 (+2.9%) Homeowner's exemption	$117,851 (+3%)	$126,519 (+10.58%) Land $19,800 Building $106,719
2022	$1,001.00 Homeowner's exemption	$114,418	$114,418 Land $13,500 Building $100,918

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130105033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	13 (1985–2020)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Sep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 5 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims Hurricane Opal, Oct 1995 · 3 claims

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 16% of Florida
Wildfire Likelihood	About 1 in 1,136 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.