5645 Genesee St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 5645 Genesee St, Lancaster, NY 14086

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 1.5 ba · 1,872 sqft · built 1987
Lot Size	0.492 acres (21,400 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jan 2024)
Tax Bill	$5,404 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`145289 94.05-2-5.1`

Property Details

APN / Parcel Number

Primary APN	`145289 94.05-2-5.1`
Alternative APN	`52890940500002005100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,872 sqft Total Area
1st Floor Area	1,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,400 sqft (0.492 acres)
Lot Dimensions	200 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5645 GENESEE ST
City	LANCASTER
State	NY
Zip	14086-9793
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Subdivision	GENESEE VILLA SUBDIVISION
Legal Block	2
Legal Lot Number	5.100
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2042
Census Tract	14208

Owner

5645 Genesee St, a commercial property, is owned by two individuals who bought it in January 2024.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5645 GENESEE ST, LANCASTER, NY 14086-9793
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2024 · Amount on File
Deed Sale	Jan 23, 2024 · Amount on File
Prior Sale	Sep 6, 2000 · Amount on File
Deed Document Number	202411933
Deed Book / Page	11427 / 1066
Record Updated	Oct 29, 2026

January 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ERIE NY
Recording Date	Jan 23, 2024
Property Address	5645 GENESEE ST, LANCASTER, NY 14086-9793
Document Number	0114271066
Book / Page	11427 / 1066
Instrument Date	Jan 20, 2024
Instrument	2024011933
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	182 BUCHANAN ST, DEPEW, NY 14043-2706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5645 GENESEE ST, LANCASTER, NY 14086-9793
Investor	Possibly a Property Investor

Mortgage

Document Number	0141167063
Date	Jan 23, 2024
Book Page	14116/7063
Instrument	2024011934

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 5645 Genesee St was $5,404, up 114.2% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,404.00 (+114.19%)
2025	$2,523.00 (-51.63%)	$190,000 (-) Land $39,300 Building $150,700	$296,875 (+12.5%) Land $61,406 Building $235,469
2024	$5,216.00	$190,000 (-) Land $39,300 Building $150,700	$263,900 (+4.18%) Land $54,586 Building $209,314
2023		$190,000 Land $39,300 Building $150,700	$253,300 Land $52,393 Building $200,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5645 Genesee St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1979–2018)
Most Recent Claim	Nov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5645 Genesee St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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