5645 Clouds Harbor Trl, Clemmons, NC 27012 Property Records

Forsyth County property record for 5645 Clouds Harbor Trl, Clemmons, NC 27012

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,599 sqft · built 2024
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Last Sale$478,500 (Feb 2025)
Tax Bill$1,923 (2025)
Deeds & MortgagesFeb 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5892-77-1364.00

Property Details

APN / Parcel Number

Primary APN5892-77-1364.00
Alternative APN
  • 5892771364000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,599 sqft Living Area

Exterior

Year BuiltBuilt 2024
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
PorchOpen Porch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address5645 CLOUDS HARBOR TRL
CityCLEMMONS
StateNC
Zip27012-8274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS9
Legal DescriptionLO:35 BL:4210F PL:79-53
Legal Block4210F
Legal Lot Number35
JurisdictionFORSYTH NC
Township / Civil DivisionCLEMMONSVILLE
Census Block Group1
Census Block1005
Census Tract4015

Owner

Source: Forsyth County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5645 CLOUDS HARBOR TRL, CLEMMONS, NC 27012-8274
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 13, 2025 · Amount on Record
Deed SaleFeb 13, 2025 · Amount on Record
Deed Document Number0038481997
Deed Book / Page3848 / 1997
Record UpdatedJun 8, 2026

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORSYTH NC
Recording DateFeb 13, 2025
Property Address5645 CLOUDS HARBOR TRL, CLEMMONS, NC 27012-8274
Document Number0038481997
Book / Page3848 / 1997
Map ReferenceMB 79 PG 160
Instrument DateFeb 13, 2025
Instrument2025004489
Transaction TypeTransfer
Record UpdatedOct 6, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$957.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5000 CLAYTON RD, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

NameVerified Name
Address5645 CLOUDS HARBOR TRL, CLEMMONS, NC 27012-8274

Mortgage

Document Number2025004490
DateFeb 13, 2025
Instrument2025004490
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyForsyth County
MunicipalityClemmons Village
Unified School DistrictForsyth County Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2009–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WINSTON-SALEM
serves 391,900 people · EPA ID NC0234010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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