4390 Clouds Harbor Trl, Clemmons, NC 27012 Property Records

Forsyth County property record for 4390 Clouds Harbor Trl, Clemmons, NC 27012

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,696 sqft · built 1857
Lot Size	48.7 acres (2,125,292 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,147 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`5892-96-3418.00`

Property Details

APN / Parcel Number

Primary APN	`5892-96-3418.00`
Alternative APNs	`5892963418000` `4210201C`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,696 sqft Living Area
Gross Area	5,448 sqft
1st Floor Area	3,604 sqft
2nd Floor Area	1,080 sqft
Basement Area	270 sqft
Unfinished Basement	270 sqft
Flooring	Earth/Dirt
Fireplaces	8 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1857
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,125,292 sqft (48.7 acres)
Terrain	Other

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Open Porch
Porch Area	654 sqft
Deck Area	192 sqft
Patio Area	256 sqft
Canopy	616 sqft
Stable	3,264 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	4210201C
Street Address	4390 CLOUDS HARBOR TRL
City	CLEMMONS
State	NC
Zip	27012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS9
Legal Description	LO:201C BL:4210
Legal Subdivision	CLEMMONS CATCHALL 2
Legal Block	4210
Legal Lot Number	201C 201E
Jurisdiction	FORSYTH NC
Township / Civil Division	CLEMMONSVILLE
Census Block Group	2
Census Block	2000
Census Tract	4015

Owner

4390 Clouds Harbor Trl is owned by two individuals who acquired it in July 1984.

Source: Forsyth County records, as of October 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 323, CLEMMONS, NC 27012-0323
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 1984
Deed Sale	Jul 6, 1984
Deed Document Number	0001448773
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	4390 CLOUDS HARBOR TRL, CLEMMONS, NC 27012
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 SILVER LEAF DR, WINSTON SALEM, NC 27103-5395

Mortgage

Document Number	0037684025
Date	Aug 18, 2023
Book Page	3768/4025
Instrument	2023028329

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	ATLANTA, GA 30361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4390 Clouds Harbor Trl was $2,147.

Source: Forsyth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,147.00	$351,400 Land $82,400 Building $269,000	$903,500 Land $634,500 Building $269,000
2023	$2,277.00	$307,100 Land $64,300 Building $242,800	$772,400 Land $529,600 Building $242,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4390 Clouds Harbor Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4390 Clouds Harbor Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20