5643 Westerly Breeze Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5643 Westerly Breeze Pl, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,826 sqft · built 2019
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$309,990 (Jan 2020)
Tax Bill	$4,831 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`042631012200011540`

Property Details

APN / Parcel Number

Primary APN	`042631012200011540`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,826 sqft Heated Area
Gross Area	3,341 sqft
1st Floor Area	1,266 sqft
Upper Floors Area	1,560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Finished
Garage Area	483 sqft
Porch	Open Porch
Porch Area	32 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5643 WESTERLY BREEZE PL
City	SAINT CLOUD
State	FL
Zip	34771-7489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESTATES OF WESTERLY PB 26 PGS 193-195 LOT 154
Legal Range	31E
Legal Township	26S
Legal Section	04
Legal Subdivision	ESTATES OF WESTERLY
Legal Tract	122
Legal Lot Number	154
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3026
Census Tract	43700

Owner

Source: Osceola County records · APN 042631012200011540

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5643 WESTERLY BREEZE PL, SAINT CLOUD, FL 34771-7489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS
May 17, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Prior Sale	May 17, 2019 · Amount on Record
Deed Document Number	2020014144
Deed Book / Page	5665 / 1753
Record Updated	Jun 08, 2026

January 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 29, 2020
Property Address	5643 WESTERLY BREEZE PL, SAINT CLOUD, FL 34771-7489
Document Number	0056651753
Book / Page	005665 / 001753
Instrument Date	Jan 28, 2020
Instrument	14144
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5643 WESTERLY BREEZE PL ST CLOUD FL 347717489, ST CLOUD, FL 34771-7489

Mortgage

Document Number	56651754
Date	Jan 29, 2020
Book Page	005665/001754
Instrument	14145

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 17, 2019
Property Address	5643 WESTERLY BREEZE PL, SAINT CLOUD, FL 34771-7489
Document Number	0055260007
Book / Page	005526 / 000007
Instrument Date	May 16, 2019
Instrument	63881
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,100.96
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6200 LEE VISTA BIVD #400 ORLANDO FL 32822, 400, ORLANDO, FL 32822

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,831.00 (+6.04%) Homeowner's exemption	$312,804 (+5.99%)	$398,100 (+2.39%) Land $70,000 Building $328,100
2023	$4,556.00 (+4.95%) Homeowner's exemption	$295,135 (+4.27%)	$388,800 (+21.46%) Land $65,000 Building $323,800
2022	$4,341.00 Homeowner's exemption	$283,044	$320,100 Land $55,000 Building $265,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 70 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Wildfire

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	About 1 in 177 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 134 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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