5641 Westerly Breeze Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5641 Westerly Breeze Pl, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,676 sqft · built 2019
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Jan 2023)
Tax Bill$4,827 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Oct 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN042631012200011530

Property Details

APN / Parcel Number

Primary APN042631012200011530

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,676 sqft Heated Area
Gross Area2,266 sqft
1st Floor Area1,676 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Garage TypeFinished
Garage Area462 sqft
PorchOpen Porch
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5641 WESTERLY BREEZE PL
CitySAINT CLOUD
StateFL
Zip34771-7489
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESTATES OF WESTERLY PB 26 PGS 193-195 LOT 153
Legal Range31E
Legal Township26S
Legal Section04
Legal SubdivisionESTATES OF WESTERLY
Legal Tract122
Legal Lot Number153
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3026
Census Tract43700

Owner

Source: Osceola County assessment roll, APN 042631012200011530, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5641 WESTERLY BREEZE PL, SAINT CLOUD, FL 34771-7489
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Oct 01, 2019Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD
May 17, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 31, 2023 · Amount on Record
Deed SaleJan 31, 2023 · Amount on Record
Prior SaleOct 01, 2019 · Amount on Record
Deed Document Number2023012218
Deed Book / Page6351 / 2138
Record UpdatedJun 08, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 31, 2023
Property Address5641 WESTERLY BREEZE PL, SAINT CLOUD, FL 34771-7489
Document Number0063512138
Book / Page6351 / 2138
Map ReferenceMB 26 PG 193-195
Instrument DateJan 27, 2023
Instrument2023012218
Transaction TypeTransfer
Record UpdatedFeb 14, 2023
Title CompanySMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5641 WESTERLY BREEZE PL, SAINT CLOUD, FL 34771-7489

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address26 CHAPMAN RD, STOUGHTON, MA 02072-1145

Mortgage

Document Number0063512140
DateJan 31, 2023
Instrument6351/2140
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

October 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 01, 2019
Property Address5641 WESTERLY BREEZE PL, SAINT CLOUD, FL 34771-7489
Document Number0055982192
Book / Page5598 / 2192
Map ReferenceMB 26 PG 193-195
Instrument DateSep 27, 2019
Instrument2019126919
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,771.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 100, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address5641 WESTERLY BREEZE PL, SAINT CLOUD, FL 34771-7489

Mortgage

Document Number0055982193
DateOct 01, 2019
Instrument5598/2193
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 17, 2019
Property Address5641 WESTERLY BREEZE PL, SAINT CLOUD, FL 34771-7489
Document Number0055260007
Book / Page005526 / 000007
Instrument DateMay 16, 2019
Instrument63881
Transaction TypeTransfer
Record UpdatedMay 31, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,100.96
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 LEE VISTA BIVD #400 ORLANDO FL 32822, 400, ORLANDO, FL 32822

Tax Assessment & Valuation

Source: Osceola County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,827.00 (+44.35%) Homeowner's exemption$312,600 (+37.2%) Land $70,000 Building $242,600$312,600 (-0.7%) Land $70,000 Building $242,600
2023$3,344.00 (+3.63%) Homeowner's exemption$227,843 (+3%)$314,800 (+20.34%) Land $65,000 Building $249,800
2022$3,227.00 Homeowner's exemption$221,207$261,600 Land $55,000 Building $206,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Wildfire

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 134 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Xfinity.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3494429, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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