5643 River Stone Rd, Gainesville, GA 30506 Property Records

Hall County property record for 5643 River Stone Rd, Gainesville, GA 30506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,904 sqft · built 2020
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Dec 2025)
Tax Bill	$4,224 (2026)
Deeds & Mortgages	Dec 2025 Sale May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-014-000-051`

Property Details

APN / Parcel Number

Primary APN	`10-014-000-051`
Alternative APN	`77148`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,904 sqft Heated Area
1st Floor Area	800 sqft
2nd Floor Area	1,104 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Rustic
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Area	462 sqft
Porch	Slab
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Account Number	77148
Street Address	5643 RIVER STONE RD
City	GAINESVILLE
State	GA
Zip	30506-6956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	EAGLES LANDING AT CHESTATEE S/D LT 38
Legal Subdivision	EAGLES LANDING AT CHESTATEE
Legal Lot Number	38
Jurisdiction	HALL GA
Township / Civil Division	MURRAYVILLE
Census Block Group	2
Census Block	2013
Census Tract	304

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5643 RIVER STONE RD, GAINESVILLE, GA 30506-6956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Limited Warranty Deed, Transfer
May 27, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MORTGAGE
Dec 4, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MTG
Jan 14, 2020	Deed of Trust, Transfer · Conventional Mortgage BREEDLOVE RESIDENTIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Book / Page	9776 / 196
Prior Transfer Date	Apr 14, 2020
Prior Transfer Doc	0084720405
Record Updated	Oct 29, 2026

December 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HALL GA
Recording Date	Dec 23, 2025
Property Address	5643 RIVER STONE RD, GAINESVILLE, GA 30506-6956
Document Number	0097760196
Book / Page	9776 / 196
Instrument Date	Dec 19, 2025
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Amount	Amount Recorded
Tax	$3.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5643 RIVER STONE RD, GAINESVILLE, GA 30506-6956

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5643 RIVER STONE RD, GAINESVILLE, GA 30506-6956
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5643 RIVER STONE RD, GAINESVILLE, GA 30506-6956

Mortgage

Document Number	0091350000000040
Date	May 27, 2022
Book Page	0000009135/0000000040

Lender

Name	NATIONS DIRECT MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Dec 4, 2020
Property Address	5643 RIVER STONE RD, GAINESVILLE, GA 30506-6956
Document Number	0086620184
Book / Page	008662 / 000184
Instrument Date	Dec 1, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5643 RIVER STONE RD GAINESVILLE GA 305066956, GAINESVILLE, GA 30506-6956

Mortgage

Document Number	86620185
Date	Dec 4, 2020
Book Page	008662/000185

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

January 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5643 RIVER STONE RD, GAINESVILLE, GA 30506-6956
Document Number	0084720406
Instrument Date	Jan 14, 2020
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5643 RIVER STONE RD GAINESVILLE GA 305066956, GAINESVILLE, GA 30506-6956

Mortgage

Document Number	0084720406
Date	Apr 24, 2020
Book Page	008472/000406

Lender

Name	BREEDLOVE RESIDENTIAL LLC
Address	4651 STRICKLAND RD, FLOWERY BRANCH, GA 30542-3632

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 23, 2023

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,224.00 (+0.09%) Homeowner's exemption	$173,400 (+1.1%) Land $22,640 Building $150,760	$433,500 (+1.1%) Land $56,600 Building $376,900
2025	$4,220.00 (+1.37%)	$171,520 (+10.43%) Land $22,640 Building $148,880	$428,800 (+10.43%) Land $56,600 Building $372,200
2023	$4,163.00 (+31.57%)	$155,320 (+33.44%) Land $11,520 Building $143,800	$388,300 (+33.44%) Land $28,800 Building $359,500
2022	$3,164.00	$116,400 Land $11,520 Building $104,880	$291,000 Land $28,800 Building $262,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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