5642 River Stone Rd, Gainesville, GA 30506 Property Records

Hall County property record for 5642 River Stone Rd, Gainesville, GA 30506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,715 sqft · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$386,000 (Jun 2024)
Tax Bill	$3,626 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-014-000-046`

Property Details

APN / Parcel Number

Primary APN	`10-014-000-046`
Alternative APN	`77143`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,715 sqft Heated Area
1st Floor Area	1,495 sqft
2nd Floor Area	420 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Rustic
Exterior Material	Vinyl
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Account Number	77143
Street Address	5642 RIVER STONE RD
City	GAINESVILLE
State	GA
Zip	30506-6956
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	EAGLES LANDING AT CHESTATEE S/D LT 33
Legal Subdivision	EAGLES LANDING AT CHESTATEE
Legal Lot Number	33
Jurisdiction	HALL GA
Township / Civil Division	MURRAYVILLE
Census Block Group	2
Census Block	2013
Census Tract	304

Owner

5642 River Stone Rd is owned and occupied by two individuals who bought it in June 2024.

Source: Hall County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5642 RIVER STONE RD, GAINESVILLE, GA 30506-6956
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage NEIGHBORHOOD ASSISTANCE
Jun 7, 2024	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Feb 12, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2024 · Amount on File
Deed Sale	Jun 7, 2024 · Amount on File
Prior Sale	Feb 12, 2021 · Amount on File
Deed Book / Page	9487 / 392
Prior Transfer Date	May 31, 2024
Prior Transfer Doc	0094870417
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5642 RIVER STONE RD, GAINESVILLE, GA 30506-6956
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5642 RIVER STONE RD, GAINESVILLE, GA 30506-6956

Mortgage

Document Number	0087310000000337
Date	Feb 17, 2021
Book Page	0000008731/0000000337

Lender

Name	NEIGHBORHOOD ASSISTANCE

Agreement

Amount	Amount on Record

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Jun 7, 2024
Property Address	5642 RIVER STONE RD, GAINESVILLE, GA 30506-6956
Document Number	0094870392
Book / Page	9487 / 392
Instrument Date	May 31, 2024
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5642 RIVER STONE RD, GAINESVILLE, GA 30506-6956

Mortgage

Document Number	0009487395
Date	Jun 7, 2024
Instrument	9487/395

Lender

Name	KIND LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2054

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5642 RIVER STONE RD, GAINESVILLE, GA 30506-6956
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5642 RIVER STONE RD, GAINESVILLE, GA 30506-6956

Mortgage

Document Number	0087310000000320
Date	Feb 17, 2021
Book Page	0000008731/0000000320

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Feb 12, 2021
Property Address	5642 RIVER STONE RD, GAINESVILLE, GA 30506-6956
Document Number	0087310319
Book / Page	8731 / 319
Instrument Date	Feb 12, 2021
Instrument	2021-001355
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5642 RIVER STONE RD, GAINESVILLE, GA 30506-6956

Mortgage

Document Number	0087310000000320
Date	Feb 17, 2021
Book Page	0000008731/0000000320

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 5642 River Stone Rd was $3,626, down 4.6% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,626.00 (-4.6%)	$145,160 (-5.69%) Land $28,320 Building $116,840	$362,900 (-5.69%) Land $70,800 Building $292,100
2025	$3,801.00	$153,920 Land $28,320 Building $125,600	$384,800 Land $70,800 Building $314,000
2023	$3,550.00 (+23.87%) Homeowner's exemption	$133,440 (+26.56%) Land $14,400 Building $119,040	$333,600 (+26.56%) Land $36,000 Building $297,600
2022	$2,866.00 Homeowner's exemption	$105,440 Land $14,400 Building $91,040	$263,600 Land $36,000 Building $227,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5642 River Stone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5642 River Stone Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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