Hunt County property record for 5643 Co Rd 4506, Commerce, TX 75428 · Last verified November 2025
| Property Type | Rural Home |
|---|---|
| Details | 1,744 sqft · built 1970 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,091 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0970-0280-0010-30 |
| Primary APN | 0970-0280-0010-30 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Flooring | Other |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Carport |
| Garage Area | 528 sqft |
| Carport | Carport |
| Carport Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R35473 |
|---|---|
| Street Address | 5643 COUNTY ROAD 4506 |
| City | COMMERCE |
| State | TX |
| Zip | 75428-5390 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A0970 SMITH M, TRACT 28-1, ACRES 4 |
| Legal Subdivision | SMITH M |
| Legal Tract | 28-1 |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 960100 |
Source: Hunt County records · APN 0970-0280-0010-30
Assessment roll updated July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5643 COUNTY ROAD 4506, COMMERCE, TX 75428-5390 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Sep 19, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2003 |
| Deed Sale | Sep 12, 2003 |
| Deed Document Number | 0001065577 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 5643 COUNTY ROAD 4506, COMMERCE, TX 75428-5390 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000021035 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021-21035 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 5643 COUNTY ROAD 4506, COMMERCE, TX 75428-5390 |
| Document Number | 0000015739 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5643 COUNTY ROAD 4506 COMMERCE TX 754285390, COMMERCE, TX 75428-5390 |
| Document Number | 0000015739 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 15739 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 21, 2034 |
Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $206,316 (-16.01%) | $280,950 (+14.38%) Land $122,670 Building $158,280 | |
| 2024 | $2,091.00 (-18.83%) | ||
| 2023 | $245,630 Land $96,000 Building $149,630 | $245,630 Land $96,000 Building $149,630 | |
| 2022 | $2,576.00 |
Source: FEMA National Flood Hazard Layer, Hunt County (48231C), updated May 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 31% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 909 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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