5580 Co Rd 4506, Commerce, TX 75428 Property Records

Hunt County property record for 5580 Co Rd 4506, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details1,200 sqft · built 2014
Lot Size10.1 acres (443,049 sqft)
OwnerIndividual Name on Record
Last Sale$401,800 (Sep 2023)
Tax Bill$1,479 (2023)
Deeds & MortgagesSep 2023 Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN1085-0160-0040-30

Property Details

APN / Parcel Number

Primary APN1085-0160-0040-30
Alternative APNs
  • R205906
  • 205906

Interior

Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Lot Area443,049 sqft (10.1 acres)

Exterior Amenities

PorchOpen Porch
Porch Area96 sqft
Shed1 Shed
Shed Area320 sqft

Location & Zoning

Street Address5580 COUNTY ROAD 4506
CityCOMMERCE
StateTX
Zip75428-5412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA1085 WARD J P,TRACT 16-4, ACRES 10.171
Legal SubdivisionWARD J P
Legal Tract16-4
Legal Block1
Legal Lot Number16-4
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1021
Census Tract960100

Owner

Source: Hunt County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5580 COUNTY ROAD 4506, COMMERCE, TX 75428-5412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2023Vendor's Lien, Transfer · VA Mortgage
EVERETT FINANCIAL INC
Jul 3, 2018Grant Deed, Transfer
ROBERT QUINN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2023 · Amount on Record
Deed SaleSep 6, 2023 · Amount on Record
Prior SaleJul 3, 2018 · Amount on Record
Deed Document Number202317306
Prior Transfer DateMar 19, 2018
Prior Transfer Doc0000010174
Record UpdatedSep 20, 2026

September 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateSep 6, 2023
Property Address5580 COUNTY ROAD 4506, COMMERCE, TX 75428-5412
Document Number0000017306
Map ReferenceVOL 1069 PG 84
Instrument DateAug 30, 2023
Instrument2023-17306
Transaction TypeTransfer
Record UpdatedSep 20, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address32 TRISTANIA ST, WARNER ROBINS, GA 31099

Transferred To (Grantee/Buyer)

NameVerified Name
Address5580 COUNTY ROAD 4506, COMMERCE, TX 75428-5412

Mortgage

Document Number0000017307
DateSep 6, 2023
Instrument2023-17307
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

Mortgage

Document Number0000017308
DateSep 6, 2023
Instrument2023-17308
Lender
NameTEXAS STATE AFFORDABLE HSNG CORP
TypeGovernment Agency
AddressAUSTIN, TX 78752
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term35 Months
DueAug 30, 2026
Interest
IndexCOF

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUNT TX
Recording DateJul 3, 2018
Property Address5580 COUNTY ROAD 4506, COMMERCE, TX 75428-5412
Document Number0000010174
Instrument DateMar 19, 2018
Instrument10174
Transaction TypeTransfer
Record UpdatedJul 20, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1834 E PETERS COLONY RD CARROLLTON TX 750073713, CARROLLTON, TX 75007-3713

Mortgage

Document Number10175
DateJul 3, 2018
Instrument10175
Lender
NameROBERT QUINN
AddressPO BOX 173859, DENVER, CO 80217-3859
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$317,640 (+81.79%) Land $162,220 Building $155,420$317,640 (+6.88%) Land $162,220 Building $155,420
2023$1,479.00 (-33.41%) Homeowner's exemption$174,730 (-1.85%) Land $14,510 Building $160,220$297,190 (+2%) Land $136,970 Building $160,220
2022$2,221.00 Homeowner's exemption$178,030 Land $13,540 Building $164,490$291,360 Land $126,870 Building $164,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 71% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH HUNT SUD
serves 4,836 people · EPA ID TX1160039
Water SourcePurchased surface water from CITY OF COMMERCE
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureColiform assessment
Sep 2023
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
360 Broadband
Fixed Wireless
400 / 50
Nextlink
Fixed Wireless
100 / 20

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