Okaloosa County property record for 564 Ridge Lake Rd, Crestview, FL 32536
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,000 sqft · built 1994 |
| Lot Size | 1.34 acres (58,516 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Apr 2019) |
| Tax Bill | $5,515 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-8460-4 |
| Primary APN | C56-000-592-8460-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,000 sqft Heated Area |
| Gross Area | 5,176 sqft |
| 1st Floor Area | 4,000 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 58,516 sqft (1.34 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Enclosed Porch |
| Porch Area | 160 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 564 RIDGE LAKE RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-1513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE COR SW1/4 W784.13 FT S13 DEG W202 FT S39 DEG W313.51 FT TO POB N65 DEG W392.6 FT S40 DEG W116.1 FT S58 DEG E378.6 FT N |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 06 |
| Legal Subdivision | LAKEPOINT |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 20500 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 564 RIDGE LAKE RD, CRESTVIEW, FL 32536-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Apr 3, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2019 · Amount on Record |
| Deed Sale | Apr 3, 2019 · Amount on Record |
| Prior Sale | Dec 31, 2008 |
| Deed Document Number | 3268867 |
| Deed Book / Page | 3392 / 0451 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 564 RIDGE LAKE RD, CRESTVIEW, FL 32536-1513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034730075 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 3473/75 |
| Instrument | 3370302 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 3, 2019 |
| Property Address | 564 RIDGE LAKE RD, CRESTVIEW, FL 32536-1513 |
| Document Number | 0033920451 |
| Book / Page | 3392 / 0451 |
| Instrument Date | Apr 1, 2019 |
| Instrument | 3268867 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 564 RIDGE LAKE RD, 564, CRESTVIEW, FL 32536-1513 |
| Name | Verified Name |
|---|---|
| Address | 506 PHEASANT TRL, CRESTVIEW, FL 32536-5475 |
| Document Number | 0003268868 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 3268868 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,515.00 (+4.61%) Homeowner's exemption | $389,419 (+5.99%) | $490,594 (-6.55%) Land $56,694 Building $433,900 |
| 2023 | $5,272.00 (+2.71%) Homeowner's exemption | $367,421 (+3%) | $525,005 (+7%) Land $48,168 Building $476,837 |
| 2022 | $5,133.00 Homeowner's exemption | $356,719 | $490,668 Land $42,873 Building $447,795 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
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