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554 Ridge Lake Rd, Crestview, FL 32536 Property Records

Okaloosa County property record for 554 Ridge Lake Rd, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,762 sqft · built 1988
Lot Size1.33 acres (58,047 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Jun 2022)
Tax Bill$5,896 (2025)
Deeds & MortgagesJun 2022 Sale
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-592-8458-8

Property Details

APN / Parcel Number

Primary APNC56-000-592-8458-8
Alternative APNs
  • 06-3N-23-0000-0022-0040
  • 23N306000000220040

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,762 sqft Living Area
Gross Area4,461 sqft
1st Floor Area2,002 sqft
Basement Area950 sqft
Finished Basement950 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area58,047 sqft (1.33 acres)
Garage TypeAttached
Garage Area600 sqft
PorchOpen/Unfinished Porch
Porch Area545 sqft
Patio Area74 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address554 RIDGE LAKE RD
CityCRESTVIEW
StateFL
Zip32536-1513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG NE COR SW1/4 N784.13 FT W TO ROW S13 DEG W ALG ROW 202 FT S39 DEG W 478.53 FT ALG ROW TO POB S39 DEG W139.19 FT N61 DEG W 382.14 FT N40 DEG E159.77 FT S78 DEG E378.60 FT TO POB AS ORD# 606
Legal Range23W
Legal Township03N
Legal Section06
Legal Block22
Legal Lot Number40
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group6
Census Block6006
Census Tract20500

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6541 WOODLYN RD, FERNDALE, WA 98248-8801
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2022Warranty Deed, Transfer
BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC
Jun 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 25, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2022 · Amount on File
Deed SaleJun 24, 2022 · Amount on File
Prior SaleJun 25, 2020 · Amount on File
Deed Document Number20223559896
Deed Book / Page3629 / 1914
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 24, 2022
Property Address554 RIDGE LAKE RD, CRESTVIEW, FL 32536-1513
Document Number0036291914
Book / Page3629 / 1914
Instrument DateJun 21, 2022
Instrument3559896
Transaction TypeTransfer
Record UpdatedJul 19, 2022
Title CompanyBRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC

Transaction

AmountAmount on Record
Tax$3,045.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2008 BROAD ST, 2008, CRESTVIEW, FL 32536-4472

Transferred To (Grantee/Buyer)

NameVerified Name
Address6541 WOODLYN RD, FERNDALE, WA 98248-8801

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address554 RIDGE LAKE RD, CRESTVIEW, FL 32536-1513
Transaction TypeMortgage
Record UpdatedJul 26, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035570172
DateJun 30, 2021
Book Page3557/172
Instrument3467799
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 25, 2020
Property Address554 RIDGE LAKE RD, CRESTVIEW, FL 32536-1513
Document Number0034712893
Book / Page3471 / 2893
Instrument DateJun 24, 2020
Instrument3368670
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,029.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8100 LUDLAM RD, 8100, LAUREL HILL, FL 32567-2202

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 RIDGE LAKE RD, CRESTVIEW, FL 32536-1513

Mortgage

Document Number0034712895
DateJun 25, 2020
Instrument3471/2895
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,896.00 (-5.59%)$371,448 (-3.79%) Land $56,694 Building $314,754$371,448 (-3.79%) Land $56,694 Building $314,754
2023$6,245.00 (+57.03%)$386,084 (+35.12%) Land $48,168 Building $337,916$386,084 (+7.21%) Land $48,168 Building $337,916
2022$3,977.00 Homeowner's exemption$285,724$360,126 Land $42,873 Building $317,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35

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