564 Embargo Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 564 Embargo Dr, Fate, TX 75189

Property Summary

Property TypeSingle Family Home
Details2,313 sqft · built 2022
Lot Size0.112 acres (4,888 sqft)
Owner2 Individual Names on Record
Last Sale$356,440 (Sep 2025)
Tax Bill$7,036 (2025)
Deeds & MortgagesSep 2025 Mortgage
Oct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR118377

Property Details

APN / Parcel Number

Primary APNR118377
Alternative APNs
  • S3551-000E-0025-00-0R
  • 118377

Interior

Stories1 Story
Building Area2,313 sqft Living Area
Gross Area2,823 sqft
1st Floor Area2,313 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area4,888 sqft (0.112 acres)
Garage TypeAttached
Garage Area420 sqft
PorchCovered Porch
Porch Area156 sqft

Location & Zoning

Street Address564 EMBARGO DR
CityFATE
StateTX
Zip75189-8840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER PHASE 1, BLOCK E, LOT 25
Legal SubdivisionEDGEWATER PHASE 1
Legal BlockE
Legal Lot Number25
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHEAST ROCKWALL
Census Block Group1
Census Block1018
Census Tract40409

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address564 EMBARGO DR, FATE, TX 75189-8840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2025Vendor's Lien, Transfer
AMWEST FUNDING CORP
Oct 25, 2023Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
SFMC LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2025 · Amount on Record
Deed SaleSep 11, 2025 · Amount on Record
Prior SaleOct 25, 2023 · Amount on Record
Deed Document Number202516570
Record UpdatedSep 20, 2026

September 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateSep 11, 2025
Property Address564 EMBARGO DR, FATE, TX 75189-8840
Document Number0000016570
Map ReferenceFILE 20220000008660
Instrument DateSep 5, 2025
Instrument20250000016570
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8816 CLEARSHY DR, PLANO, TX 75025

Transferred To (Grantee/Buyer)

NameVerified Name
Address564 EMBARGO DR, FATE, TX 75189-8840

Mortgage

DateSep 11, 2025
Lender
NameAMWEST FUNDING CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded

October 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateOct 25, 2023
Property Address564 EMBARGO DR, FATE, TX 75189-8840
Document Number0000017905
Map ReferenceFILE 20220000008660
Instrument DateOct 24, 2023
Instrument20230000017905
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 17, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5001 LYNDON B JOHNSON FWY STE 450, 450, DALLAS, TX 75244-6192

Transferred To (Grantee/Buyer)

NameVerified Name
Address564 EMBARGO DR, FATE, TX 75189-8840

Mortgage

Document Number0000017906
DateOct 25, 2023
Instrument20230000017906
Lender
NameSFMC LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityFate City
CountyRockwall County
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$392,074 (-8.57%) Land $80,000 Building $312,074$392,074 (-8.57%) Land $80,000 Building $312,074
2025$7,036.00 (-10.28%) Homeowner's exemption$428,842 (+96.13%) Land $126,000 Building $302,842$428,842 (+96.13%) Land $126,000 Building $302,842
2024$7,842.00
2023$218,649 Land $140,000 Building $78,649$218,649 Land $140,000 Building $78,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2018–2025)
Most Recent ClaimJan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLACKLAND WSC
serves 6,171 people · EPA ID TX1990004
Water SourcePurchased surface water from several systems
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Nextlink
Fixed Wireless
500 / 100
Peoples Communications
Fixed Wireless · Fiber in parts of the area
500 / 60
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20

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