560 Embargo Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 560 Embargo Dr, Fate, TX 75189

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,314 sqft · built 2022
Lot Size0.101 acres (4,400 sqft)
Owner2 Individual Names on Record
Last Sale$561,193 (Oct 2023)
Tax Bill$8,606 (2025)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR118376

Property Details

APN / Parcel Number

Primary APNR118376
Alternative APNs
  • S3551-000E-0024-00-0R
  • 118376

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,314 sqft Living Area
Gross Area2,858 sqft
1st Floor Area2,314 sqft
FlooringTerrazzo
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area4,400 sqft (0.101 acres)
Garage TypeAttached
Garage Area434 sqft
PorchCovered Porch
Porch Area174 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address560 EMBARGO DR
CityFATE
StateTX
Zip75189-8840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER PHASE 1, BLOCK E, LOT 24
Legal SubdivisionEDGEWATER PHASE 1
Legal BlockE
Legal Lot Number24
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHEAST ROCKWALL
Census Block Group1
Census Block1018
Census Tract40409

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address560 EMBARGO DR, FATE, TX 75189-8840
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2023 · Amount on Record
Deed SaleOct 5, 2023 · Amount on Record
Deed Document Number202316833
Record UpdatedSep 20, 2026

October 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateOct 5, 2023
Property Address560 EMBARGO DR, FATE, TX 75189-8840
Document Number0000016833
Map ReferenceDOC 20220000008660
Instrument DateOct 4, 2023
Instrument20230000016833
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 17, 2025
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2400 DALLAS PKWY STE 460, 460, PLANO, TX 75093-4381

Transferred To (Grantee/Buyer)

NameVerified Name
Address560 EMBARGO DR, FATE, TX 75189-8840

Mortgage

Document Number0000016834
DateOct 5, 2023
Instrument20230000016834
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityFate City
CountyRockwall County
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$413,602 (-4.6%) Land $80,000 Building $333,602$413,602 (-4.6%) Land $80,000 Building $333,602
2025$8,606.00 (-4.46%)$433,549 Land $126,000 Building $307,549$433,549 Land $126,000 Building $307,549
2024$9,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2018–2025)
Most Recent ClaimJan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLACKLAND WSC
serves 6,171 people · EPA ID TX1990004
Water SourcePurchased surface water from several systems
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Nextlink
Fixed Wireless
500 / 100
Peoples Communications
Fixed Wireless · Fiber in parts of the area
500 / 60
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20

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