564 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 564 E Howard St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 1892
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$128,000 (Apr 2018)
Tax Bill	$2,070 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2025 Line of Credit + 2 more
APN	`32.240.1510`

Property Details

APN / Parcel Number

Primary APN	`32.240.1510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	504 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1990
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	384 sqft
Porch	Porch
Porch Area	120 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Hot Water

Location & Zoning

Street Address	564 E HOWARD ST
City	WINONA
State	MN
Zip	55987-4348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 HUBBARDS ADDITION LOT-009 BLOCK-011
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	HUBBARDS ADDITION
Legal Block	11
Legal Lot Number	9
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1025
Census Tract	670700

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 125, WINONA, MN 55987-0125
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK
Apr 2, 2018	Warranty Deed, Transfer · Line of Credit MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Prior Sale	Nov 14, 2016 · Amount on Record
Deed Document Number	2018609140
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	564 E HOWARD ST, WINONA, MN 55987-4348
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A664578
Date	Dec 31, 2025
Instrument	A664578

Lender

Name	ALLIANCE BANK
Type	Bank
Address	FOUNTAIN CITY, WI 54629

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	564 E HOWARD ST, WINONA, MN 55987-4348
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A664579
Date	Dec 31, 2025
Instrument	A664579

Lender

Name	ALLIANCE BANK
Type	Bank
Address	FOUNTAIN CITY, WI 54629

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Recording Date	Jun 2, 2026
Property Address	564 E HOWARD ST, WINONA, MN 55987-4348
Document Number	0000666964
Instrument Date	Jun 2, 2026
Instrument	2026666964
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	525 JUNCTION ST, WINONA, MN 55987-2472

Mortgage

Document Number	0000666964,
Date	Jun 2, 2026
Instrument	2026666964

Lender

Name	MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 10, 2031

Interest

Rate	6.37%
Max Rate	-1%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Apr 2, 2018
Property Address	564 E HOWARD ST, WINONA, MN 55987-4348
Document Number	609140
Instrument Date	Mar 28, 2018
Instrument	609140
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 125, WINONA, MN 55987-0125

Mortgage

Document Number	609141
Date	Apr 2, 2018
Instrument	609141

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 10, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,070.00 (+20.21%)	$182,700 (+5.79%) Land $40,600 Building $142,100	$182,700 (+5.79%) Land $40,600 Building $142,100
2025		$172,700 (+3.6%) Land $40,600 Building $132,100	$172,700 (+3.6%) Land $40,600 Building $132,100
2023	$1,722.00	$166,700 Land $39,000 Building $127,700	$166,700 Land $39,000 Building $127,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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