553 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 553 E Howard St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,193 sqft · built 1926
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Jan 2023)
Tax Bill	$1,850 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2023 Sale + 1 more
APN	`32.100.0810`

Property Details

APN / Parcel Number

Primary APN	`32.100.0810`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,193 sqft Living Area
1st Floor Area	884 sqft
Basement Area	88 sqft
Unfinished Basement	88 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Porch	Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	553 E HOWARD ST
City	WINONA
State	MN
Zip	55987-4349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 CURTIS 1ST ADDITION LOT-006 BLOCK-018 N 90'
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	CURTIS 1ST ADDITION
Legal Block	18
Legal Lot Number	6
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1026
Census Tract	670700

Owner

553 E Howard St is owned by an individual who bought it in January 2023.

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2111 4TH DR SW, AUSTIN, MN 55912-2862
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage SEMCAC
Jan 11, 2023	Warranty Deed, Transfer KNIGHT BARRY TITLE
Nov 19, 2018	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2023 · Amount on File
Deed Sale	Jan 11, 2023 · Amount on File
Prior Sale	Aug 30, 2022 · Amount on File
Deed Document Number	2023647141
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	553 E HOWARD ST, WINONA, MN 55987-4349
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A643444
Date	Jun 14, 2022
Instrument	A643444

Lender

Name	SEMCAC
Type	Non-Lending Institution
Address	RUSHFORD, MN 55971

Agreement

Amount	Amount on Record
Term	179 Months
Due	May 13, 2037

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jan 11, 2023
Property Address	553 E HOWARD ST, WINONA, MN 55987-4349
Document Number	000A647141
Instrument Date	Jan 10, 2023
Instrument	A647141
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Tax	$346.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2111 4TH DR SW, AUSTIN, MN 55912-2862

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	553 E HOWARD ST, WINONA, MN 55987-4349
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	553 E HOWARD ST, WINONA, MN 55987-4349

Mortgage

Document Number	613809
Date	Nov 19, 2018
Instrument	613809

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 553 E Howard St was $1,850.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,850.00	$162,800 (+5.65%) Land $32,100 Building $130,700	$162,800 (+5.65%) Land $32,100 Building $130,700
2025		$154,100 Land $32,100 Building $122,000	$154,100 Land $32,100 Building $122,000
2023	$1,248.00 Homeowner's exemption	$146,200 Land $30,900 Building $115,300	$146,200 Land $30,900 Building $115,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 553 E Howard St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 553 E Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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