Union County and Westfield Town property record for 564 Downer St, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 3,424 sqft · built 2014 |
| Lot Size | 0.218 acres (9,492 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $22,074 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Mar 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02707-0000-00037 |
| Primary APN | 20-02707-0000-00037 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,424 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 9,492 sqft (0.218 acres) |
| Lot Dimensions | 146 ft deep x 65 ft wide |
| Garage Type | Attached |
| Old Parcel Number | 2000723000000037 |
|---|---|
| Street Address | 564 DOWNER ST |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-4113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TWP/WESTFIELD |
| Legal Block | 2707 |
| Legal Lot Number | 37 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 36600 |
564 Downer St is owned and occupied by an individual who acquired it in May 2009.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 564 DOWNER ST, WESTFIELD, NJ 07090-4113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Mar 11, 2021 | Deed of Trust, Mortgage · Line of Credit UNITY BANK |
| May 27, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Nov 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TWO RIVER CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 18, 2009 |
| Transfer Doc | 0057670925 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 564 DOWNER ST, WESTFIELD, NJ 07090-4113 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0152972052 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 15297/2052 |
| Instrument | 44921 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 564 DOWNER ST, WESTFIELD, NJ 07090-4113 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0149072402 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 14907/2402 |
| Instrument | 6687 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 3, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 564 DOWNER ST, WESTFIELD, NJ 07090-4113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0147010056 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 14701/56 |
| Instrument | 692039 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 564 DOWNER ST, WESTFIELD, NJ 07090-4113 |
| Document Number | 0145090067 |
| Instrument Date | Nov 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2018 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Name | Verified Name |
|---|---|
| Address | 564 DOWNER ST WESTFIELD NJ 070904113, WESTFIELD, NJ 07090-4113 |
| Document Number | 0145090067 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 014509/000067 |
| Instrument | 665607 |
| Name | TWO RIVER CMNTY BK |
|---|---|
| Type | Bank |
| Address | TINTON FALLS, NJ 07724 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 20, 2048 |
The 2025 property tax bill for 564 Downer St was $22,074, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $963,100 (-) Land $279,800 Building $683,300 | $963,100 (-) Land $279,800 Building $683,300 | |
| 2025 | $22,074.00 (+1.78%) | $963,100 Land $279,800 Building $683,300 | $963,100 Land $279,800 Building $683,300 |
| 2024 | $21,689.00 | ||
| 2023 | $963,100 Land $279,800 Building $683,300 | $963,100 Land $279,800 Building $683,300 | |
| 2022 | $20,802.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 564 Downer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 564 Downer St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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