Union County and Westfield Town property record for 557 Downer St, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 1,906 sqft · built 1920 |
| Lot Size | 0.117 acres (5,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $333,000 (Sep 2017) |
| Tax Bill | $10,243 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Sep 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02708-0000-00004 |
| Primary APN | 20-02708-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,906 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,075 sqft (0.117 acres) |
| Lot Dimensions | 145 ft deep x 35 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 2000724000000005 |
|---|---|
| Street Address | 557 DOWNER ST |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-4112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TOWN/WESTFIELD |
| Legal Block | 2708 |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 36600 |
557 Downer St is owned and occupied by two individuals who acquired it in March 2022.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 557 DOWNER ST, WESTFIELD, NJ 07090-4112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2022 | Correction Deed ACRES LAND TITLE AGENCY INC |
| Sep 29, 2021 | Bargain and Sale Deed, Transfer ACRES LAND TITLE AGENCY INC |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| Sep 21, 2017 | Grant Deed, Transfer · Conventional with PMI MLD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2017 · Amount on File |
| Deed Sale | Sep 21, 2017 · Amount on File |
| Deed Document Number | 2017291481 |
| Last Transfer Date | Mar 10, 2022 |
| Transfer Doc | 0000017454 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 28, 2022 |
| Property Address | 557 DOWNER ST, WESTFIELD, NJ 07090-4112 |
| Document Number | 0064612630 |
| Book / Page | 6461 / 2630 |
| Instrument Date | Mar 10, 2022 |
| Instrument | 17454 |
| Record Updated | May 13, 2022 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 553 DOWNER ST, 553, WESTFIELD, NJ 07090-4112 |
| Name | Verified Name |
|---|---|
| Address | 553 DOWNER ST, WESTFIELD, NJ 07090-4112 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 29, 2021 |
| Property Address | 557 DOWNER ST, WESTFIELD, NJ 07090-4112 |
| Document Number | 0064322617 |
| Book / Page | 6432 / 2617 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 9899 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $16.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 533 DOWNER ST, 533, WESTFIELD, NJ 07090-4112 |
| Name | Verified Name |
|---|---|
| Address | 773 MUIR TER, SCOTCH PLAINS, NJ 07076-2112 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 557 DOWNER ST, WESTFIELD, NJ 07090-4112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROVIDENCE ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0148632865 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 14863/2865 |
| Instrument | 1739 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 21, 2017 |
| Property Address | 557 DOWNER ST, WESTFIELD, NJ 07090-4112 |
| Document Number | 0062160488 |
| Book / Page | 006216 / 000488 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 291481 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2017 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 557 DOWNER ST WESTFIELD NJ 070904112, WESTFIELD, NJ 07090-4112 |
| Document Number | 143360349 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 014336/000349 |
| Instrument | 646581 |
| Name | MLD MTG |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 557 Downer St was $10,243, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446,900 (-) Land $251,900 Building $195,000 | $446,900 (-) Land $251,900 Building $195,000 | |
| 2025 | $10,243.00 (+1.78%) | $446,900 Land $251,900 Building $195,000 | $446,900 Land $251,900 Building $195,000 |
| 2024 | $10,064.00 | ||
| 2023 | $446,900 Land $251,900 Building $195,000 | $446,900 Land $251,900 Building $195,000 | |
| 2022 | $9,653.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 557 Downer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 557 Downer St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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