Lake County property record for 564 Dowling Cir, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,578 sqft · built 2004 |
| Lot Size | 0.358 acres (15,604 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Jan 2026) |
| Tax Bill | $4,518 (2024) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-18-24-2100-00A-00200 |
| Primary APN | 05-18-24-2100-00A-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,578 sqft Living Area |
| 1st Floor Area | 2,578 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 15,604 sqft (0.358 acres) |
| Garage Type | Finished |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 305 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3806271 |
|---|---|
| Street Address | 564 DOWLING CIR |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-2535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LADY LAKE LAKES PHASE 2 SUB LOT 2 BLK A PB 44 PGS 83-84 ORB 5050 PG 1255 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 05 |
| Legal Subdivision | LADY LAKE |
| Legal Phase | 2 |
| Legal Tract | 2100 |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 30409 |
564 Dowling Cir is owned and occupied by an individual who bought it in January 2026.
Source: Lake County records, as of January 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 564 DOWLING CIR, LADY LAKE, FL 32159-2535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU |
| Jan 8, 2018 | Warranty Deed, Transfer · Conventional Mortgage IBM SOUTHEAST EMPLOYEES FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2026 · Amount on File |
| Deed Sale | Jan 2, 2026 · Amount on File |
| Prior Sale | Jan 8, 2018 · Amount on File |
| Deed Document Number | 2026000261 |
| Deed Book / Page | 6659 / 469 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 2, 2026 |
| Property Address | 564 DOWLING CIR, LADY LAKE, FL 32159-2535 |
| Document Number | 0066590469 |
| Book / Page | 6659 / 469 |
| Map Reference | MB 44 PG 83 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2026000261 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | AFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2870 N ATTEBURY PT, HERNANDO, FL 34442-5428 |
| Name | Verified Name |
|---|---|
| Address | 564 DOWLING CIR, LADY LAKE, FL 32159-2535 |
| Document Number | 0006659471 |
|---|---|
| Date | Jan 2, 2026 |
| Instrument | 6659/471 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Jan 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 11.1% |
| Index | 1-Year T-Bill |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 8, 2018 |
| Property Address | 564 DOWLING CIR, LADY LAKE, FL 32159-2535 |
| Document Number | 0050501255 |
| Book / Page | 5050 / 1255 |
| Map Reference | MB 44 PG 83 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 2018002401 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ARTESIAN TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,977.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1907 LAGUNA RIDGE LN, 1907, HOUSTON, TX 77089-1539 |
| Name | Verified Name |
|---|---|
| Address | 564 DOWLING CIR, LADY LAKE, FL 32159-2535 |
| Document Number | 2018002402 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 2018002402 |
| Name | IBM SOUTHEAST EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2038 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Lady Lake Town |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $283,100 Land $100,000 Building $183,100 | $378,220 Land $100,000 Building $278,220 | |
| 2024 | $4,518.00 (+9.93%) | ||
| 2023 | $4,110.00 (+1.51%) Homeowner's exemption | $267,120 (+3%) | $369,228 (+16.28%) Land $100,000 Building $269,228 |
| 2022 | $4,049.00 Homeowner's exemption | $259,340 | $317,528 Land $48,300 Building $269,228 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 564 Dowling Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 2 (2015–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 564 Dowling Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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