Lake County property record for 563 Dowling Cir, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,344 sqft · built 2019 |
| Lot Size | 0.476 acres (20,716 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $549,000 (Jul 2025) |
| Tax Bill | $5,021 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Nov 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-18-24-2000-00C-03300 |
| Primary APN | 05-18-24-2000-00C-03300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,344 sqft Living Area |
| Gross Area | 3,146 sqft |
| 1st Floor Area | 2,344 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 20,716 sqft (0.476 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 802 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Porch Area | 613 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3683463 |
|---|---|
| Street Address | 563 DOWLING CIR |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-2532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | LADY LAKE THE LAKES OF LADY LAKE SUB LOT 33 BLK C PB 36 PGS 88-90 ORB 6560 PG 215 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 5 |
| Legal Subdivision | LADY LAKE THE LAKES OF LADY LAKE SUB |
| Legal Tract | 2000 |
| Legal Block | C |
| Legal Lot Number | 33 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 30409 |
563 Dowling Cir is owned and occupied by two individuals who acquired it in August 2026.
Source: Lake County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 563 DOWLING CIR, LADY LAKE, FL 32159-2532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 5, 2021 | Deed, Transfer FIRST AMERICAN TITLE INS CO |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jan 18, 2018 | Quit Claim Deed, Transfer · Construction Mortgage BRANCH BK&TR |
| Jul 7, 2017 | Warranty Deed, Transfer TITLE MARK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2025 · Amount on File |
| Deed Sale | Jul 10, 2025 · Amount on File |
| Prior Sale | Nov 5, 2021 · Amount on File |
| Deed Document Number | 202585024 |
| Deed Book / Page | 6560 / 215 |
| Last Transfer Date | Aug 14, 2026 |
| Transfer Doc | 0000118008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 24, 2026 |
| Property Address | 563 DOWLING CIR, LADY LAKE, FL 32159-2532 |
| Document Number | 0000118008 |
| Book / Page | 6818 / 1012 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 2026118008 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 563 DOWLING CIR, LADY LAKE, FL 32159-2532 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 5, 2021 |
| Property Address | 563 DOWLING CIR, LADY LAKE, FL 32159-2532 |
| Document Number | 0058320021 |
| Book / Page | 5832 / 21 |
| Map Reference | MB 36 PG 88 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021154587 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $3,325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 925 WAX MYRTLE CT, GREER, SC 29651-7457 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 563 DOWLING CIR, LADY LAKE, FL 32159-2532 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 563 DOWLING CIR, LADY LAKE, FL 32159-2532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 563 DOWLING CIR, LADY LAKE, FL 32159-2532 |
| Document Number | 0055390426 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 5539/426 |
| Instrument | 2020098925 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 18, 2018 |
| Property Address | 563 DOWLING CIR, LADY LAKE, FL 32159-2532 |
| Document Number | 0050550729 |
| Book / Page | 005055 / 000729 |
| Instrument Date | Jan 18, 2018 |
| Instrument | 6767 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | AFFILIATED TITLE/CTRL FL LIMITED |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 82 LADY LAKE FL 321580082, LADY LAKE, FL 32158-0082 |
| Document Number | 50550731 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 005055/000731 |
| Instrument | 6768 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 17, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 7, 2017 |
| Property Address | 563 DOWLING CIR, LADY LAKE, FL 32159-2532 |
| Document Number | 0049681240 |
| Book / Page | 004968 / 001240 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 72779 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2017 |
| Title Company | TITLE MARK |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 82 LADY LAKE FL 321580082, LADY LAKE, FL 32158-0082 |
The 2025 property tax bill for 563 Dowling Cir was $5,021, up 3.2% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Lady Lake Town |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,899 (+9.3%) | $433,379 (-) Land $100,000 Building $333,379 | |
| 2025 | $5,021.00 (+3.16%) | $304,560 Land $100,000 Building $204,560 | $433,379 Land $100,000 Building $333,379 |
| 2024 | $4,867.00 (+9.59%) | ||
| 2023 | $4,441.00 (+1.44%) Homeowner's exemption | $287,360 (+3%) | $419,872 (+27.32%) Land $100,000 Building $319,872 |
| 2022 | $4,378.00 Homeowner's exemption | $278,997 | $329,787 Land $48,300 Building $281,487 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 563 Dowling Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 2 (2015–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 563 Dowling Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THE LAKE OF LADY LAKE HOMEOWNERS ASSOC. private · serves 100 people · EPA ID FL3354926 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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