564 Calhoun Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 564 Calhoun Ave, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,863 sqft · built 1953
Lot Size	0.341 acres (14,833 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Dec 2020)
Tax Bill	$6,965 (2025)
Deeds & Mortgages	Feb 2021 Transfer Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-4781-3`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4781-3`
Alternative APNs	`00-2S-22-0310-000G-3920` `22S2000310000G3920`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,863 sqft Living Area
Gross Area	7,357 sqft
1st Floor Area	1,291 sqft
Upper Floors Area	2,050 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1965
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	14,833 sqft (0.341 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	1,648 sqft

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	3,280 sqft
Patio Area	126 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	564 CALHOUN AVE
City	DESTIN
State	FL
Zip	32541-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALHOUN S/D DESTIN NW 1/2 LOT 392 BLK G 832-536 ALSO DESCRIBED AS: BEG N COR OF R/W LINE OF CALHO UN AVE AND ITS INT. WITH BENNI NG DR SE ALG BENNING 148.5FT SW AND PARA TO CALHOUN 100FT NW 148.5FT TO CALHOUN R/W THC NE ALG R/W 100FT TO POB
Legal Subdivision	CALHOUN S/D
Legal Block	G
Legal Lot Number	392
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1003
Census Tract	23306

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	564 CALHOUN AVE, DESTIN, FL 32541-1611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Quit Claim Deed, Transfer SETCO SERVICES LLC
Dec 8, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Jun 18, 2020	Quit Claim Deed, Transfer MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC
Feb 5, 2020	Warranty Deed, Transfer MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC
Feb 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Feb 5, 2020 · Amount on File
Deed Document Number	20203413387
Deed Book / Page	3510 / 4349
Prior Transfer Date	Dec 4, 2018
Prior Transfer Doc	0033861860
Record Updated	Jun 8, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 8, 2021
Property Address	564 CALHOUN AVE, DESTIN, FL 32541-1611
Document Number	0035241041
Book / Page	3524 / 1041
Map Reference	MB 21 PG 1-3
Instrument Date	Feb 5, 2021
Instrument	3428327
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	SETCO SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 CYPRESS ST, 301, DESTIN, FL 32541-2617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	564 CALHOUN AVE, DESTIN, FL 32541-1611

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 8, 2020
Property Address	564 CALHOUN AVE, DESTIN, FL 32541-1611
Document Number	0035104349
Book / Page	3510 / 4349
Map Reference	MB 21 G 1-3
Instrument Date	Nov 5, 2020
Instrument	3413387
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	564 CALHOUN AVE, 564, DESTIN, FL 32541-1611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 CYPRESS ST, DESTIN, FL 32541-2617

Mortgage

Document Number	0035104351
Date	Dec 8, 2020
Instrument	3510/4351

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 18, 2020
Property Address	564 CALHOUN AVE, DESTIN, FL 32541-1611
Document Number	0034694246
Book / Page	003469 / 004246
Instrument Date	Jun 16, 2020
Instrument	3366739
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	564 CALHOUN AVE DESTIN FL 325411611, DESTIN, FL 32541-1611

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 5, 2020
Property Address	564 CALHOUN AVE, DESTIN, FL 32541-1611
Document Number	0034422575
Book / Page	003442 / 002575
Instrument Date	Jan 30, 2020
Instrument	3335321
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC

Transaction

Amount	Amount on Record
Tax	$4,270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	564 CALHOUN AVE DESTIN FL 325411611, DESTIN, FL 32541-1611

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 25, 2019
Property Address	564 CALHOUN AVE, DESTIN, FL 32541-1611
Document Number	0033861860
Book / Page	003386 / 001860
Instrument Date	Dec 4, 2018
Instrument	3260743
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	564 CALHOUN AVE DESTIN FL 325411611, DESTIN, FL 32541-1611

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,965.00 (+7.07%) Homeowner's exemption	$627,206 (+3.44%)	$788,494 (+2%) Land $143,818 Building $644,676
2023	$6,505.00 (+5.88%) Homeowner's exemption	$606,324 (+5.57%)	$773,052 (+7.09%) Land $130,494 Building $642,558
2022	$6,144.00 Homeowner's exemption	$574,346	$721,904 Land $118,631 Building $603,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 96 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	73 (1994–2020)
Claims Outside the SFHA	47 of 73
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 16 claims Hurricane Frances, Sep 2004 · 20 claims Hurricane Opal, Oct 1995 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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