562 Calhoun Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 562 Calhoun Ave, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,895 sqft · built 2025
Lot Size	0.328 acres (14,298 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Dec 2019)
Tax Bill	$1,323 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-001-123-5364-4`

Property Details

APN / Parcel Number

Primary APN	`C56-001-123-5364-4`
Alternative APNs	`00-2S-22-3089-0000-0010` `22S200308900000010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,895 sqft Living Area
Gross Area	2,854 sqft
1st Floor Area	1,895 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	14,298 sqft (0.328 acres)
Garage Type	Attached
Garage Area	648 sqft
Porch	Finished/Open Porch
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	562 CALHOUN AVE
City	DESTIN
State	FL
Zip	32541-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYVIEW PLANTATION LOT 1
Legal Subdivision	BAYVIEW PLANTATION
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1001
Census Tract	23306

Owner

562 Calhoun Ave is owned and occupied by an individual who bought it in December 2019.

Source: Okaloosa County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	562 CALHOUN AVE, DESTIN, FL 32541-1611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NANCY SHOULTS LIVING TRUST
Aug 21, 2019	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on File
Deed Sale	Dec 6, 2019 · Amount on File
Prior Sale	Aug 21, 2019 · Amount on File
Deed Document Number	20193322641
Deed Book / Page	3432 / 2497
Prior Transfer Date	Dec 5, 2019
Prior Transfer Doc	0034322497
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	562 CALHOUN AVE, DESTIN, FL 32541-1611
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	562 CALHOUN AVE, DESTIN, FL 32541-1611

Mortgage

Document Number	0036514199
Date	Nov 18, 2022
Book Page	3651/4199
Instrument	3591750

Lender

Name	NANCY SHOULTS LIVING TRUST
Type	Private Party
Address	913 PEACOCKS POINT DR, DESTIN, FL 32541

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 21, 2019
Property Address	562 CALHOUN AVE, DESTIN, FL 32541-1611
Document Number	0034144878
Book / Page	003414 / 004878
Instrument Date	Aug 16, 2019
Instrument	3299476
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	913 PEACOCKS POINT DR DESTIN FL 325411664, DESTIN, FL 32541-1664

Tax Assessment & Valuation

The 2025 property tax bill for 562 Calhoun Ave was $1,323 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,323.00 Homeowner's exemption	$150,820	$158,532 Land $158,532
2023	$1,953.00 (+19.52%) Homeowner's exemption	$202,089 (+8.77%) Land $137,307 Building $64,782	$202,089 (+8.77%) Land $137,307 Building $64,782
2022	$1,634.00	$185,801 Land $124,824 Building $60,977	$185,801 Land $124,824 Building $60,977

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 562 Calhoun Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 96 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	73 (1994–2020)
Claims Outside the SFHA	47 of 73
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 16 claims Hurricane Frances, Sep 2004 · 20 claims Hurricane Opal, Oct 1995 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 562 Calhoun Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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