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5638 Ludlow Pl, White Plains, MD 20695 Property Records

Charles County property record for 5638 Ludlow Pl, White Plains, MD 20695

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,886 sqft · built 2025
Lot Size0.041 acres (1,786 sqft)
Owner2 Individual Names on File
Last Sale$379,990 (Jul 2026)
Tax Bill$5,139 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jul 2026 Sale
Flood ZoneZone X (minimal risk)
APN06-362854

Property Details

APN / Parcel Number

Primary APN06-362854
Alternative APN
  • 362854

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,886 sqft Living Area
Gross Area2,076 sqft
1st Floor Area518 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleTownhouse
Roof MaterialComposition Shingle
Lot Area1,786 sqft (0.041 acres)
Garage TypeAttached
Garage Area190 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number362854
Street Address5638 LUDLOW PL
CityWHITE PLAINS
StateMD
Zip20695-0026
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT H51 PAR H = .041 HIGHLANDS NBHD ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Lot NumberH51
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1024
Census Tract851502

Owner

5638 Ludlow Pl, a townhouse, is owned and occupied by two individuals who bought it in July 2026.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address5638 LUDLOW PL, WHITE PLAINS, MD 20695-0026
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed, Transfer · VA Mortgage
LENNAR MORTGAGE LLC
Jul 29, 2026Deed, Transfer
LENNAR TITLE INC, LENNAR TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2026 · Amount on File
Deed SaleJul 29, 2026 · Amount on File
Prior SaleMar 25, 2025 · Amount on File
Deed Book / Page14159 / 55
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateJul 29, 2026
Property Address5638 LUDLOW PL, WHITE PLAINS, MD 20695-0026
Document Number1415000055
Book / Page14159 / 55
Instrument DateJul 27, 2026
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyLENNAR TITLE INC, LENNAR TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$383,789.90
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5638 LUDLOW PL, WHITE PLAINS, MD 20695-0026

Mortgage

Document Number1415000069,
DateJul 29, 2026
Book Page14159/69
Lender
NameLENNAR MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateJul 29, 2026
Property Address5638 LUDLOW PL, WHITE PLAINS, MD 20695-0026
Document Number1415000049
Book / Page14159 / 49
Instrument DateJul 27, 2026
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyLENNAR TITLE INC, LENNAR TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5638 Ludlow Pl was $5,139.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$363,300 (+28.6%) Land $95,000 Building $268,300$363,300 (+28.6%) Land $95,000 Building $268,300
2025$5,139.00$282,500 Land $14,200 Building $268,300$282,500 Land $14,200 Building $268,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5638 Ludlow Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5638 Ludlow Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250

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