5622 Ludlow Pl, White Plains, MD 20695 Property Records

Charles County property record for 5622 Ludlow Pl, White Plains, MD 20695

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,862 sqft · built 2025
Lot Size	0.053 acres (2,309 sqft)
Owner	Individual Name on File
Last Sale	$389,990 (Apr 2026)
Tax Bill	$5,010 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-362859`

Property Details

APN / Parcel Number

Primary APN	`06-362859`
Alternative APN	`362859`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,862 sqft Living Area
Gross Area	2,052 sqft
1st Floor Area	494 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Townhouse
Roof Material	Composition Shingle
Lot Area	2,309 sqft (0.053 acres)
Garage Type	Attached
Garage Area	190 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	362859
Street Address	5622 LUDLOW PL
City	WHITE PLAINS
State	MD
Zip	20695-0026
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT H56 PAR H = .052 HIGHLANDS NBHD ST CHARLES SUB
Legal Subdivision	ST CHARLES SUB
Legal Lot Number	H56
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1024
Census Tract	851502

Owner

5622 Ludlow Pl, a townhouse, is owned and occupied by an individual who bought it in April 2026.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	5622 LUDLOW PL, WHITE PLAINS, MD 20695-0026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed, Transfer LENNAR TITLE
Apr 8, 2026	Deed, Transfer · VA Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2026 · Amount on File
Deed Sale	Apr 8, 2026 · Amount on File
Prior Sale	Mar 25, 2025 · Amount on File
Deed Book / Page	14020 / 371
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Apr 8, 2026
Property Address	5622 LUDLOW PL, WHITE PLAINS, MD 20695-0026
Document Number	1402000365
Book / Page	14020 / 365
Instrument Date	Mar 27, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	LENNAR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Apr 8, 2026
Property Address	5622 LUDLOW PL, WHITE PLAINS, MD 20695-0026
Document Number	1402000371
Book / Page	14020 / 371
Instrument Date	Mar 27, 2026
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	LENNAR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393,889.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5622 LUDLOW PL, WHITE PLAINS, MD 20695-0026

Mortgage

Document Number	1402000385,
Date	Apr 8, 2026
Book Page	14020/385

Lender

Name	LENNAR MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5622 Ludlow Pl was $5,010.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,500 Land $95,000 Building $258,500	$353,500 Land $95,000 Building $258,500
2025	$5,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5622 Ludlow Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5622 Ludlow Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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