5637 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 5637 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,744 sqft
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Sep 2026)
Tax Bill	$5,056 (2025)
Deeds & Mortgages	Sep 2026 Sale Jun 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-424-0073-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-424-0073-000`

Interior

Full Baths	1 Bath
Building Area	1,744 sqft Living Area
1st Floor Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	22,216 sqft (0.51 acres)
Lot Depth	425 ft Depth
Garage Area	1,960 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5637 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 76 SUP ROY T GILBERTS PLAT
Legal Subdivision	SUPRVRS ROY T GILBERTS PLAT-CL
Legal Lot Number	76
Legal Unit	76
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	647000

Owner

Source: St. Clair County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5637 POINTE TREMBLE RD, ALGONAC, MI 48001-4374
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE
Jun 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Sep 14, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Oct 28, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Aug 10, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2026 · Amount on Record
Deed Sale	Sep 10, 2026 · Amount on Record
Prior Sale	Aug 10, 2017 · Amount on Record
Deed Document Number	202618394
Deed Book / Page	5963 / 118
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 10, 2026
Property Address	5637 POINTE TREMBLE RD, ALGONAC, MI 48001-4374
Document Number	0000018394
Book / Page	5963 / 118
Instrument Date	Sep 8, 2026
Instrument	202618394
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Tax	$416,625.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5637 POINTE TREMBLE RD, ALGONAC, MI 48001-4374

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5637 POINTE TREMBLE RD, CLAY, MI 48001-4374
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5637 POINTE TREMBLE RD, ALGONAC, MI 48001-4374

Mortgage

Document Number	0005631479
Date	Jun 22, 2023
Book Page	5631/479
Instrument	2023011086

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 9, 2038

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5637 POINTE TREMBLE RD, CLAY, MI 48001-4374
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5637 POINTE TREMBLE RD, ALGONAC, MI 48001-4374

Mortgage

Document Number	0005544142
Date	Jul 20, 2022
Book Page	5544/142
Instrument	2022017329

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5637 POINTE TREMBLE RD, CLAY, MI 48001-4374
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	FORT SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5637 POINTE TREMBLE RD, ALGONAC, MI 48001-4374

Mortgage

Document Number	5420893
Date	Sep 14, 2021
Book Page	5420/893
Instrument	2021026309

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5637 POINTE TREMBLE RD, CLAY, MI 48001-4374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5637 POINTE TREMBLE RD, ALGONAC, MI 48001-4374

Mortgage

Document Number	0052630438
Date	Oct 28, 2020
Book Page	5263/438
Instrument	2020026866

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Aug 1, 2040

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 10, 2017
Property Address	5637 POINTE TREMBLE RD, CLAY, MI 48001-4374
Document Number	0048570240
Book / Page	004857 / 000240
Instrument Date	Jul 7, 2017
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	SECURITY CONNECTIONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,967.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5637 POINTE TREMBLE RD ALGONAC MI 480014374, ALGONAC, MI 48001-4374

Mortgage

Document Number	48470814
Date	Aug 10, 2017
Book Page	004847/000814

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Aug 9, 2037

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,500 (+8.23%)	$439,000 (+8.23%)
2025	$5,056.00 (+2.29%) Homeowner's exemption	$202,800 (+13.3%)
2024	$4,943.00 (+8.26%)		$405,600 (+13.3%)
2023		$179,000
2022	$4,566.00		$358,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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