St. Clair County property record for 5627 Pointe Tremble Rd, Algonac, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,386 sqft |
| Lot Size | 0.403 acres (17,555 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $3,539 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-424-0074-000 |
| Primary APN | 74-14-424-0074-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,386 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 17,555 sqft (0.403 acres) |
|---|---|
| Lot Depth | 425 ft Depth |
| Garage Area | 2,096 sqft |
| Parking Spaces | 7 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 74144240074000 |
|---|---|
| Street Address | 5627 POINTE TREMBLE RD |
| City | ALGONAC |
| State | MI |
| Zip | 48001-4374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 77 SUPERVISOR ROY T. GILBERT'S PLAT |
| Legal Subdivision | SUPRVRS ROY T GILBERTS PLAT-CL |
| Legal Lot Number | 77 |
| Legal Unit | 77 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 647000 |
Source: St. Clair County records · APN 74-14-424-0074-000
Assessment roll updated March 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5627 POINTE TREMBLE RD, ALGONAC, MI 48001-4374 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAKE TRUST CREDIT UNION |
| Jun 06, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKE TRUST CU |
| Jan 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE TR CU |
| May 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LAKE TR CU |
| Feb 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LAKE TR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 2004 |
| Deed Sale | Jun 23, 2004 |
| Deed Document Number | 0003141694 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 06, 2026 |
| Property Address | 5627 POINTE TREMBLE RD, ALGONAC, MI 48001-4374 |
| Document Number | 0000006539 |
| Book / Page | 5912 / 467 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20266539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 5627 POINTE TREMBLE RD, ALGONAC, MI 48001-4374 |
| Document Number | 0000006539, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 5912/467 |
| Instrument | 20266539 |
| Name | LAKE TRUST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 07, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5627 POINTE TREMBLE RD, ALGONAC, MI 48001-4374 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5627 POINTE TREMBLE RD, ALGONAC, MI 48001-4374 |
| Document Number | 0005528802 |
|---|---|
| Date | Jun 06, 2022 |
| Book Page | 5528/802 |
| Instrument | 2022013732 |
| Name | LAKE TRUST CU |
|---|---|
| Type | Credit Union |
| Address | BRIGHTON, MI 48114 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 10, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5627 POINTE TREMBLE RD, ALGONAC, MI 48001-4374 |
| Document Number | 0051430311 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5627 POINTE TREMBLE RD ALGONAC MI 480014374, ALGONAC, MI 48001-4374 |
| Document Number | 0051430311 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 005143/000311 |
| Name | LAKE TR CU |
|---|---|
| Type | Funding / Finance Company |
| Address | BRIGHTON, MI 48114-7521 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 20, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5627 POINTE TREMBLE RD, ALGONAC, MI 48001-4374 |
| Document Number | 0050620217 |
| Instrument Date | May 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5627 POINTE TREMBLE RD ALGONAC MI 480014374, ALGONAC, MI 48001-4374 |
| Document Number | 0050620217 |
|---|---|
| Date | Jun 04, 2019 |
| Book Page | 005062/000217 |
| Name | LAKE TR CU |
|---|---|
| Type | Funding / Finance Company |
| Address | BRIGHTON, MI 48114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 03, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 5627 POINTE TREMBLE RD, ALGONAC, MI 48001-4374 |
| Document Number | 0048060608 |
| Book / Page | 004806 / 000608 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5627 POINTE TREMBLE RD ALGONAC MI 480014374, ALGONAC, MI 48001-4374 |
| Document Number | 0048060608 |
|---|---|
| Date | Mar 07, 2017 |
| Book Page | 004806/000608 |
| Name | LAKE TR CU |
|---|---|
| Type | Funding / Finance Company |
| Address | BRIGHTON, MI 48114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Mar 06, 2024 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $160,900 (+15.59%) | ||
| 2024 | $3,539.00 (+8.66%) | $321,800 (+15.59%) | |
| 2023 | $139,200 | ||
| 2022 | $3,257.00 | $278,400 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), as of July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476470002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 143 policies |
| Nearby Flood Policies | 143 in force |
| Nearby Flood Claims | 77 (1985–2024) |
| Claims Outside the SFHA | 56 of 77 |
| Most Recent Claim | Jan 2024 |
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Based on FCC filings for 92 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0001450, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLAY TOWNSHIP serves 9,866 people |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures