5637 la Cumbre Rd, Somis, CA 93066 Property Records

Ventura County property record for 5637 la Cumbre Rd, Somis, CA 93066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,856 sqft · built 1983
Lot Size	0.999 acres (43,493 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Jan 2001)
Tax Bill	$10,013 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Mar 2018 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110-0-361-215`

Property Details

APN / Parcel Number

Primary APN	`110-0-361-215`
Alternative APN	`1100361055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,856 sqft Living Area
Gross Area	2,322 sqft
1st Floor Area	2,322 sqft
Basement Area	1,534 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	43,493 sqft (0.999 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	221 sqft
Patio Area	442 sqft

Location & Zoning

Street Address	5637 LA CUMBRE RD
City	SOMIS
State	CA
Zip	93066-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1AC
Legal Description	LOT: 2 REF: 48 PM 22
Legal Subdivision	EDWARD/MEEKS CO SUBDIVISION #3
Legal Block	361
Legal Lot Number	2
Jurisdiction	VENTURA CA
Township / Civil Division	LAS POSAS
Census Block Group	2
Census Block	2090
Census Tract	9300

Owner

5637 la Cumbre Rd is owned and occupied by two individuals who bought it in January 2001.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5637 LA CUMBRE RD, SOMIS, CA 93066-9783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Mar 1, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CBC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2001 · Amount on File
Deed Sale	Jan 4, 2001 · Amount on File
Deed Document Number	20015651
Prior Transfer Date	Oct 13, 1999
Prior Transfer Doc	0000228302
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	5637 LA CUMBRE RD, SOMIS, CA 93066-9783
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5637 LA CUMBRE RD, SOMIS, CA 93066-9783

Mortgage

Document Number	0000020121
Date	Apr 2, 2024
Instrument	2024000020121

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2044

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	5637 LA CUMBRE RD, SOMIS, CA 93066-9783
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024107
Date	Mar 1, 2018
Instrument	20180301-00024107

Lender

Name	CBC FCU
Type	Credit Union
Address	OXNARD, CA 93036

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 5637 la Cumbre Rd was $10,013 with a homeowner's exemption, up 2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Somis Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$937,531 (+2%) Land $461,080 Building $476,451
2025	$10,013.00 (+1.99%) Homeowner's exemption	$919,149 Land $452,040 Building $467,109
2024	$9,818.00 (+5.45%)
2023	$9,311.00 (+0.04%) Homeowner's exemption	$883,458 Land $434,487 Building $448,971
2022	$9,307.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5637 la Cumbre Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5637 la Cumbre Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA CWWD NO. 19 - SOMIS serves 1,429 people · EPA ID CA5610015
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rocket Broadband.

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