5633 la Cumbre Rd, Somis, CA 93066 Property Records

Ventura County property record for 5633 la Cumbre Rd, Somis, CA 93066

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,122 sqft · built 1990
Lot Size	0.997 acres (43,444 sqft)
Owner	2 Company Names on Record
Tax Bill	$8,556 (2025)
Deeds & Mortgages	May 2023 Reverse Mortgage May 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110-0-361-205`

Property Details

APN / Parcel Number

Primary APN	`110-0-361-205`
Alternative APN	`1100361055`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,122 sqft Living Area
Gross Area	2,035 sqft
1st Floor Area	2,035 sqft
Basement Area	1,087 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	43,444 sqft (0.997 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	61 sqft
Deck Area	320 sqft
Patio Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5633 LA CUMBRE RD
City	SOMIS
State	CA
Zip	93066-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1AC
Legal Description	LOT: 1 REF: 48 PM 22
Legal Subdivision	PARCEL MAP 4171
Legal Block	361
Legal Lot Number	1
Jurisdiction	VENTURA CA
Township / Civil Division	LAS POSAS
Census Block Group	2
Census Block	2090
Census Tract	9300

Owner

Source: Ventura County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	5633 LA CUMBRE RD, SOMIS, CA 93066-9783
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Reverse Mortgage THE MONEY HOUSE INC
May 20, 2021	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 13, 2021
Transfer Doc	0000101339
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	5633 LA CUMBRE RD, SOMIS, CA 93066-9783
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5633 LA CUMBRE RD, SOMIS, CA 93066-9783

Mortgage

Document Number	0000030854
Date	May 3, 2023
Instrument	2023000030854

Lender

Name	THE MONEY HOUSE INC
Type	Mortgage Company
Address	ORLANDO, FL 32819

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	810 Months
Due	Nov 14, 2090

Interest

Rate Type	Adjustable Rate
Rate	6.68%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.6%

May 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	VENTURA CA
Recording Date	May 20, 2021
Property Address	5633 LA CUMBRE RD, SOMIS, CA 93066-9783
Document Number	0000101339
Map Reference	MB 48 PG 22&23
Instrument Date	Apr 6, 2021
Instrument	20210520-00101339
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5633 LA CUMBRE RD, SOMIS, CA 93066-9783

Mortgage

Document Number	0000101340
Date	May 20, 2021
Instrument	20210520-00101340

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	834 Months
Due	Nov 14, 2090

Interest

Rate Type	Adjustable Rate
Rate	2.06%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Somis Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$801,396 (+2%) Land $353,662 Building $447,734
2025	$8,556.00 (+1.99%) Homeowner's exemption	$785,683 (+4.04%) Land $346,728 Building $438,955
2024	$8,389.00 (+5.44%)
2023	$7,956.00 (+0.05%) Homeowner's exemption	$755,175 Land $333,264 Building $421,911
2022	$7,952.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA CWWD NO. 19 - SOMIS serves 1,429 people · EPA ID CA5610015
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rocket Broadband.

Nearby Properties on la Cumbre Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures