5633 Timber Meadow Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5633 Timber Meadow Way, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,618 sqft · built 2022
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,015 (May 2022)
Tax Bill	$5,953 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-25-31-5525-0001-2040`

Property Details

APN / Parcel Number

Primary APN	`16-25-31-5525-0001-2040`
Alternative APN	`253116552500012040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,618 sqft Living Area
Gross Area	3,329 sqft
1st Floor Area	1,444 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Finished/Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	5633 TIMBER MEADOW WAY
City	SAINT CLOUD
State	FL
Zip	34771-7655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIREGRASS PH 2 PB 30 PGS 170-173 LOT 204
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	WIREGRASS PHS 2
Legal Phase	2
Legal Lot Number	204
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1038
Census Tract	43700

Owner

Source: Osceola County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5633 TIMBER MEADOW WAY, SAINT CLOUD, FL 34771-7655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
May 26, 2022	Deed of Trust, Mortgage · FHA Mortgage JET HOMELOANS LLC
Sep 22, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
May 15, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Feb 17, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Deed Document Number	202282960
Deed Book / Page	6221 / 916
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	May 4, 2026
Property Address	5633 TIMBER MEADOW WAY, SAINT CLOUD, FL 34771-7655
Document Number	0000058514
Book / Page	6965 / 2390
Instrument Date	Apr 2, 2026
Instrument	202658514
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058514,
Date	May 4, 2026
Book Page	6965/2390
Instrument	202658514

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jun 1, 2052

Interest

Rate	6%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5633 TIMBER MEADOW WAY, SAINT CLOUD, FL 34771-7655
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 HILLCREST DR, DAVENPORT, FL 33897-8426

Mortgage

Document Number	0062210918
Date	May 26, 2022
Book Page	6221/918
Instrument	2022082961

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company
Address	FERNANDINA BEACH, FL 32034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5633 TIMBER MEADOW WAY, SAINT CLOUD, FL 34771-7655
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5633 TIMBER MEADOW WAY, SAINT CLOUD, FL 34771-7655

Mortgage

Document Number	0064781990
Date	Sep 22, 2023
Book Page	6478/1990
Instrument	2023125376

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jun 1, 2052

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5633 TIMBER MEADOW WAY, SAINT CLOUD, FL 34771-7655
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5633 TIMBER MEADOW WAY, SAINT CLOUD, FL 34771-7655

Mortgage

Document Number	0066010421
Date	May 15, 2024
Book Page	6601/421
Instrument	2024064376

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2052

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5633 TIMBER MEADOW WAY, SAINT CLOUD, FL 34771-7655
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5633 TIMBER MEADOW WAY, SAINT CLOUD, FL 34771-7655

Mortgage

Document Number	0067411536
Date	Feb 17, 2025
Book Page	6741/1536
Instrument	2025020420

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,953.00 (+1.87%) Homeowner's exemption	$419,100 (+1.7%) Land $75,000 Building $344,100	$419,100 (+1.7%) Land $75,000 Building $344,100
2024	$5,844.00 (-8.34%)
2023	$6,376.00 (+374.4%)	$412,100 (+649.27%) Land $75,000 Building $337,100	$412,100 (+649.27%) Land $75,000 Building $337,100
2022	$1,344.00	$55,000 Land $55,000	$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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