563 Smithfield Rd, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 563 Smithfield Rd, North Smithfield, RI 02896

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,929 sqft · built 1926
Lot Size0.191 acres (8,300 sqft)
OwnerIndividual Name on File
Tax Bill$5,004 (2025)
Deeds & MortgagesNov 2022 Refinance
Nov 2019 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNNSMI M:0009 L:0590

Property Details

APN / Parcel Number

Primary APNNSMI M:0009 L:0590
Alternative APN
  • 3972

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Units2 Units
Stories2 Stories
Building Area2,929 sqft Living Area
Gross Area6,154 sqft
1st Floor Area1,562 sqft
AtticAttic
Attic Area478 sqft
Basement Area1,562 sqft
Unfinished Basement1,562 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleDuplex Single
Exterior MaterialOther
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,300 sqft (0.191 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number3972
Street Address563 SMITHFIELD RD
CityNORTH SMITHFIELD
StateRI
Zip02896-7227
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRU
Legal Lot Number590
JurisdictionNORTH SMITHFIELD RI
Township / Civil DivisionNORTH SMITHFIELD
Census Block Group2
Census Block2003
Census Tract12802

Owner

563 Smithfield Rd, a duplex, is owned and occupied by an individual.

Source: North Smithfield Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address563 SMITHFIELD RD, NORTH SMITHFIELD, RI 02896-7227
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
COASTAL ONE CREDIT UNION
Nov 26, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
PAWTUCKET CU
Jan 26, 2018Deed of Trust, Mortgage · Conventional with PMI
HOME PT FIN'L
Apr 24, 2017Deed of Trust, Mortgage · FHA Mortgage
HOME PT FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH SMITHFIELD RI
Property Address563 SMITHFIELD RD, NORTH SMITHFIELD, RI 02896-7227
Transaction TypeMortgage
Record UpdatedNov 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00000956-3
DateNov 7, 2022
Book Page956/3
Instrument49762
Lender
NameCOASTAL ONE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH SMITHFIELD RI
Property Address563 SMITHFIELD RD, NORTH SMITHFIELD, RI 02896-7227
Transaction TypeMortgage
Record UpdatedNov 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number832-298
DateNov 26, 2019
Book Page832/298
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueDec 1, 2039

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH SMITHFIELD RI
Property Address563 SMITHFIELD RD, NORTH SMITHFIELD, RI 02896-7227
Document Number773-1
Instrument DateJan 26, 2018
Transaction TypeMortgage
Record UpdatedFeb 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address563 SMITHFIELD RD NORTH SMITHFIELD RI 028967227, NORTH SMITHFIELD, RI 02896-7227

Mortgage

Document Number773-1
DateJan 31, 2018
Book Page000773/000001
Lender
NameHOME PT FIN'L
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 30, 2048

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH SMITHFIELD RI
Property Address563 SMITHFIELD RD, NORTH SMITHFIELD, RI 02896-7227
Document Number744-258
Book / Page000744 / 000258
Instrument DateApr 24, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number744-258
DateApr 28, 2017
Book Page000744/000258
Lender
NameHOME PT FIN'L
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 563 Smithfield Rd was $5,004.

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionNorth Smithfield Town
Unified School DistrictNorth Smithfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,004.00$435,100 Land $65,600 Building $369,500$472,018
2023$5,006.00 (+2.44%)$351,300 (-) Land $54,600 Building $296,700
2022$4,887.00$351,300 Land $54,600 Building $296,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 563 Smithfield Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1990)
Most Recent ClaimOct 1990 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 563 Smithfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people · EPA ID RI1559518
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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