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545 Smithfield Rd, North Smithfield, RI 02896 Property Records

Cumberland Town property record for 545 Smithfield Rd, North Smithfield, RI 02896

Property Summary

Property TypeMulti-Family Dwellings
Details7 bd · 5 ba · 2,949 sqft · built 1900
Lot Size0.208 acres (9,050 sqft)
OwnerCompany Name on File
Last Sale$510,000 (Mar 2023)
Tax Bill$5,598 (2025)
Deeds & MortgagesJun 2023 Refinance
Mar 2023 Sale
Flood ZoneZone X (minimal risk)
APNNSMI M:0009 L:0549

Property Details

APN / Parcel Number

Primary APNNSMI M:0009 L:0549
Alternative APN
  • 959

Interior

Bedrooms7 Beds
Full Baths5 Baths
Total Rooms17 Rooms
Units5 Units
Stories2 Stories
Building Area2,949 sqft Living Area
Gross Area4,708 sqft
1st Floor Area1,657 sqft
Basement Area816 sqft
Unfinished Basement816 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area9,050 sqft (0.208 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number959
Street Address545 SMITHFIELD RD
CityNORTH SMITHFIELD
StateRI
Zip02896-7229
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRU
Legal Lot Number549
JurisdictionNORTH SMITHFIELD RI
Township / Civil DivisionNORTH SMITHFIELD
Census Block Group2
Census Block2004
Census Tract12802

Owner

545 Smithfield Rd, a residential property, is owned by a company that bought it in March 2023.

Source: Cumberland Town records, as of June 22, 2026

Owner of RecordCompany Name on File
Mailing Address1590 MINERAL SPRING AVE, NORTH PROVIDENCE, RI 02904-4053
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY
Mar 30, 2023Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2023 · Amount on File
Deed SaleMar 30, 2023 · Amount on File
Prior SaleOct 12, 2005 · Amount on File
Deed Book / Page963 / 255
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH SMITHFIELD RI
Property Address545 SMITHFIELD RD, NORTH SMITHFIELD, RI 02896-7229
Transaction TypeMortgage
Record UpdatedJul 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000970-305
DateJun 29, 2023
Book Page970/305
Instrument50934
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueJul 1, 2033

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionNORTH SMITHFIELD RI
Recording DateMar 30, 2023
Property Address545 SMITHFIELD RD, NORTH SMITHFIELD, RI 02896-7229
Document Number000963-255
Book / Page963 / 255
Instrument DateMar 28, 2023
Instrument50374
Transaction TypeTransfer
Record UpdatedApr 20, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1590 MINERAL SPRING AVE, NORTH PROVIDENCE, RI 02904-4053

Tax Assessment & Valuation

The 2025 property tax bill for 545 Smithfield Rd was $5,598.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,598.00$486,800 Land $66,300 Building $420,500
2023$3,946.00 (+2.44%)$276,900 (-) Land $55,200 Building $221,700
2022$3,852.00$276,900 Land $55,200 Building $221,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 545 Smithfield Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1990)
Most Recent ClaimOct 1990 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 545 Smithfield Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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