563 Monaco Cir, Cloverdale, CA 95425 Property Records

Sonoma County property record for 563 Monaco Cir, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,519 sqft · built 1990
Lot Size	0.117 acres (5,085 sqft)
Owner	2 Individual Names on File
Last Sale	$449,000 (Jul 2004)
Tax Bill	$7,686 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116-410-013-000`

Property Details

APN / Parcel Number

Primary APN	`116-410-013-000`
Alternative APN	`116-410-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,519 sqft Living Area
1st Floor Area	831 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,085 sqft (0.117 acres)
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	116-410-013
Street Address	563 MONACO CIR
City	CLOVERDALE
State	CA
Zip	95425-3274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	LOT 13, JEFFERSON SPRINGS SUBDV PH 2
Legal Subdivision	JEFFERSON SPRINGS SUB
Legal Block	1
Legal Lot Number	13
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	1
Census Block	1038
Census Tract	154202

Owner

563 Monaco Cir is owned and occupied by two individuals who acquired it in December 2006.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	563 MONACO CIR, CLOVERDALE, CA 95425-3274
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2004 · Amount on File
Deed Sale	Jul 20, 2004 · Amount on File
Prior Sale	Jun 5, 2002 · Amount on File
Deed Document Number	2004110978
Last Transfer Date	Dec 22, 2006
Transfer Doc	0000000107
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	563 MONACO CIR, CLOVERDALE, CA 95425-3274
Document Number	0000031946
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	ENTITLE INSURANCE COMPANY, ENTITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	563 MONACO CIR CLOVERDALE CA 954253274, CLOVERDALE, CA 95425-3274

Mortgage

Document Number	0000031946
Date	Apr 28, 2020
Instrument	31946

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	563 MONACO CIR, CLOVERDALE, CA 95425-3274
Document Number	0000059907
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	563 MONACO CIR CLOVERDALE CA 954253274, CLOVERDALE, CA 95425-3274

Mortgage

Document Number	0000059907
Date	Aug 3, 2017
Instrument	59907

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 563 Monaco Cir was $7,686 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$638,364 (+2%) Land $191,507 Building $446,857
2025	$7,686.00 Homeowner's exemption	$625,848 Land $187,752 Building $438,096
2023	$7,597.00 (+1.85%) Homeowner's exemption	$601,547 Land $180,462 Building $421,085
2022	$7,459.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 563 Monaco Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 563 Monaco Cir is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Monaco Cir

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