562 Monaco Cir, Cloverdale, CA 95425 Property Records

Sonoma County property record for 562 Monaco Cir, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,519 sqft · built 1990
Lot Size	0.139 acres (6,047 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Sep 2022)
Tax Bill	$7,440 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116-410-027-000`

Property Details

APN / Parcel Number

Primary APN	`116-410-027-000`
Alternative APN	`116-410-027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,519 sqft Living Area
Gross Area	2,025 sqft
1st Floor Area	831 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,047 sqft (0.139 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	116-410-027
Street Address	562 MONACO CIR
City	CLOVERDALE
State	CA
Zip	95425-3271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	JEFFERSON SPRINGS SUB PH 2 LOT 27
Legal Subdivision	JEFFERSON SPRINGS SUB
Legal Block	1
Legal Lot Number	27
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	1
Census Block	1033
Census Tract	154202

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	562 MONACO CIR, CLOVERDALE, CA 95425-3271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Grant Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jun 30, 2020	Quit Claim Deed, Transfer USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO
Jun 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LENDUS LLC
Oct 6, 2017	Grant Deed, Transfer · ARM LUTHER BURBANK SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	202260355
Prior Transfer Date	Mar 24, 2009
Prior Transfer Doc	0000032467
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 15, 2022
Property Address	562 MONACO CIR, CLOVERDALE, CA 95425-3271
Document Number	0000060355
Map Reference	MB 457 PG 44-48
Instrument Date	Sep 6, 2022
Instrument	2022060355
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	562 MONACO CIR, CLOVERDALE, CA 95425-3271

Mortgage

Document Number	0000060356
Date	Sep 15, 2022
Instrument	2022060356

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 30, 2020
Property Address	562 MONACO CIR, CLOVERDALE, CA 95425-3271
Document Number	0000052827
Instrument Date	Jun 23, 2020
Instrument	52827
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	232 SOLAR WAY HEALDSBURG CA 954483218, HEALDSBURG, CA 95448-3218

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jun 30, 2020
Property Address	562 MONACO CIR, CLOVERDALE, CA 95425-3271
Document Number	0000052565
Map Reference	MB 457 PG 44-48
Instrument Date	Jun 23, 2020
Instrument	2020052565
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	USA NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SOLAR WAY, HEALDSBURG, CA 95448-3218

Mortgage

Document Number	0000052566
Date	Jun 30, 2020
Instrument	2020052566

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 6, 2017
Property Address	562 MONACO CIR, CLOVERDALE, CA 95425-3271
Document Number	0000078645
Map Reference	MAP457 PG44-48
Instrument Date	Sep 25, 2017
Instrument	2017078645
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 SOLAR WAY, HEALDSBURG, CA 95448-3218

Mortgage

Document Number	0000078646
Date	Oct 6, 2017
Instrument	2017078646

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047
Prepayment Penalty	12 Months

Interest

Rate Type	Adjustable Rate
Rate	4.82%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$610,193 (+2%) Land $244,077 Building $366,116
2025	$7,440.00 (+1.11%)	$598,230 (+4.04%) Land $239,292 Building $358,938
2023	$7,358.00 (+9.77%)	$575,000 Land $230,000 Building $345,000
2022	$6,703.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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