563 Hilltop Rd, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 563 Hilltop Rd, Lancaster, MA 01523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,418 sqft · built 1994
Lot Size	1.96 acres (85,378 sqft)
Owner	2 Individual Names on File
Last Sale	$742,500 (Jul 2023)
Tax Bill	$10,622 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LANC M:028.0 B:0000 L:0005.E`

Property Details

APN / Parcel Number

Primary APN	`LANC M:028.0 B:0000 L:0005.E`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,418 sqft Living Area
1st Floor Area	1,142 sqft
Basement Area	1,142 sqft
Unfinished Basement	1,142 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	85,378 sqft (1.96 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	563 HILLTOP RD
City	LANCASTER
State	MA
Zip	01523-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	5.E
Jurisdiction	LANCASTER MA
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4054
Census Tract	713100

Owner

563 Hilltop Rd is owned and occupied by two individuals who bought it in July 2023.

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	563 HILLTOP RD, LANCASTER, MA 01523-2135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Jul 28, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Prior Sale	May 24, 1994 · Amount on File
Deed Book / Page	69444 / 172
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER MA
Property Address	563 HILLTOP RD, LANCASTER, MA 01523-2135
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068486-164
Date	Nov 15, 2022
Book Page	68486/164
Instrument	122446

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Dec 1, 2062

Interest

Rate Type	Adjustable Rate

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Jul 28, 2023
Property Address	563 HILLTOP RD, LANCASTER, MA 01523-2135
Document Number	069444-172
Book / Page	69444 / 172
Instrument Date	Jul 28, 2023
Instrument	61262
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	563 HILLTOP RD, LANCASTER, MA 01523-2135

Mortgage

Document Number	0000061263
Date	Jul 28, 2023
Instrument	61263

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 563 Hilltop Rd was $10,622.

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,622.00	$657,300 Land $129,600 Building $527,700	$830,395 (+19.48%)
2024			$695,020
2023	$9,858.00	$573,500 Land $109,700 Building $463,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 563 Hilltop Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 563 Hilltop Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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