511 Hilltop Rd, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 511 Hilltop Rd, Lancaster, MA 01523

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,612 sqft · built 2020
Lot Size	3.25 acres (141,570 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Aug 2020)
Tax Bill	$12,619 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LANC M:032.0 B:0000 L:0001.F`

Property Details

APN / Parcel Number

Primary APN	`LANC M:032.0 B:0000 L:0001.F`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,612 sqft Living Area
Basement Area	1,228 sqft
Unfinished Basement	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	141,570 sqft (3.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	511 HILLTOP RD
City	LANCASTER
State	MA
Zip	01523-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	1.F
Jurisdiction	LANCASTER MA
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4059
Census Tract	713100

Owner

511 Hilltop Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Worcester County and Lancaster Town records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	511 HILLTOP RD, LANCASTER, MA 01523-2135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit
Nov 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Aug 5, 2020	Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on File
Deed Sale	Aug 5, 2020 · Amount on File
Deed Document Number	202086363
Deed Book / Page	62957 / 306
Prior Transfer Date	Aug 4, 2020
Prior Transfer Doc	62957-306
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER MA
Recording Date	Jul 16, 2026
Property Address	511 HILLTOP RD, LANCASTER, MA 01523-2135
Document Number	0000059888
Book / Page	73885 / 268
Instrument Date	Jul 7, 2026
Instrument	202659888
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 HILLTOP RD, LANCASTER, MA 01523-2135

Mortgage

Document Number	0000059888,
Date	Jul 16, 2026
Book Page	73885/268
Instrument	202659888

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.52%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER MA
Property Address	511 HILLTOP RD, LANCASTER, MA 01523-2135
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66428-329
Date	Nov 1, 2021
Book Page	66428/329
Instrument	153388

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Aug 5, 2020
Property Address	511 HILLTOP RD, LANCASTER, MA 01523-2135
Document Number	62957-306
Book / Page	062957 / 000306
Instrument Date	Aug 4, 2020
Instrument	86363
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,964.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 HILLTOP RD LANCASTER MA 01523, LANCASTER, MA 01523

Mortgage

Document Number	62957-309
Date	Aug 5, 2020
Book Page	062957/000309
Instrument	86364

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 511 Hilltop Rd was $12,619.

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,619.00	$780,900 Land $177,500 Building $603,400	$862,790 (+4.22%)
2024			$827,830
2023	$13,015.00	$757,100 Land $117,500 Building $639,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Hilltop Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Hilltop Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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