563 Cuesta Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 563 Cuesta Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,049 sqft · built 2004
Lot Size	0.342 acres (14,898 sqft)
Owner	2 Trust Names on File
Last Sale	$1,965,000 (Nov 2019)
Tax Bill	$26,050 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`044-241-04`

Property Details

APN / Parcel Number

Primary APN	`044-241-04`
Alternative APN	`044-241-04-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,049 sqft Living Area
Gross Area	3,493 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,898 sqft (0.342 acres)
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Deck Area	469 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	563 CUESTA DR
City	APTOS
State	CA
Zip	95003-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Subdivision	RIO DEL MAR CC PROPERTIES
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1007
Census Tract	122202

Owner

563 Cuesta Dr is owner-occupied and held in a trust since November 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	563 CUESTA DR, APTOS, CA 95003-5503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BUSINESS BANK
Nov 14, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019 · Amount on File
Deed Sale	Nov 14, 2019 · Amount on File
Prior Sale	Apr 24, 2008 · Amount on File
Deed Document Number	201935420
Prior Transfer Date	Mar 1, 2005
Prior Transfer Doc	0000018887
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	563 CUESTA DR, APTOS, CA 95003-5503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035785
Date	Dec 3, 2018
Instrument	2018-0035785

Lender

Name	CITIZENS BUSINESS BANK
Type	Bank
Address	FRESNO, CA 93720

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 14, 2019
Property Address	563 CUESTA DR, APTOS, CA 95003-5503
Document Number	0000035420
Instrument Date	Nov 1, 2019
Instrument	35420
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$2,161.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	563 CUESTA DR APTOS CA 950035503, APTOS, CA 95003-5503

Tax Assessment & Valuation

The 2025 property tax bill for 563 Cuesta Dr was $26,050 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,212,264 (+2%) Land $1,411,132 Building $801,132
2025	$26,050.00 Homeowner's exemption	$2,168,886 Land $1,383,462 Building $785,424
2023	$23,820.00 (+2.85%) Homeowner's exemption	$2,084,666 Land $1,329,741 Building $754,925	$2,068,920
2022	$23,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 563 Cuesta Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1982–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 563 Cuesta Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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