562 Cuesta Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 562 Cuesta Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,911 sqft · built 2003
Lot Size	0.204 acres (8,886 sqft)
Owner	Individual Name on Record
Last Sale	$1,290,000 (Jun 2026)
Tax Bill	$12,677 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`044-261-55`

Property Details

APN / Parcel Number

Primary APN	`044-261-55`
Alternative APN	`044-261-55-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,911 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,886 sqft (0.204 acres)
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	181 sqft
Patio Area	181 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	562 CUESTA DR
City	APTOS
State	CA
Zip	95003-5504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SU-SP
Legal Subdivision	A044 26
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	122202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	562 CUESTA DR, APTOS, CA 95003-5504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Quit Claim Deed, Transfer REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY
Jun 25, 2026	Grant Deed, Transfer · Conventional Mortgage REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC
Sep 24, 2025	Deed of Trust, Mortgage · Commercial Mortgage ANDERSON CHRISTIE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Dec 5, 2003 · Amount on Record
Deed Document Number	202614532
Prior Transfer Date	Nov 10, 2003
Prior Transfer Doc	0000119667
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 25, 2026
Property Address	562 CUESTA DR, APTOS, CA 95003-5504
Document Number	0000014533
Instrument Date	Jun 23, 2026
Instrument	202614533
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	562 CUESTA DR, APTOS, CA 95003-5504

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 25, 2026
Property Address	562 CUESTA DR, APTOS, CA 95003-5504
Document Number	0000014532
Instrument Date	Jun 23, 2026
Instrument	202614532
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143,319.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	562 CUESTA DR, APTOS, CA 95003-5504

Mortgage

Document Number	0000014534,
Date	Jun 25, 2026
Instrument	202614534

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	562 CUESTA DR, APTOS, CA 95003-5504
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	562 CUESTA DR, APTOS, CA 95003-5504

Mortgage

Document Number	0000027263
Date	Dec 12, 2025
Instrument	2025-0027263

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	562 CUESTA DR, APTOS, CA 95003-5504
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	562 CUESTA DR, APTOS, CA 95003-5504

Mortgage

Document Number	0000020334
Date	Sep 24, 2025
Instrument	2025-0020334

Lender

Name	ANDERSON CHRISTIE INC
Type	Non-Lending Institution
Address	SANTA CRUZ, CA 95060

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,005,735 (+2%) Land $565,590 Building $440,145
2025	$12,677.00 (+10.09%) Homeowner's exemption	$986,015 (+4.04%) Land $554,500 Building $431,515
2023	$11,515.00 (+2.06%) Homeowner's exemption	$947,728 Land $532,969 Building $414,759	$1,263,330
2022	$11,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1982–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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