563 Coy Ham Rd, Lansing, NC 28643 Property Records

Ashe County property record for 563 Coy Ham Rd, Lansing, NC 28643

Property Summary

Property Type	Single Family Home
Details	1,990 sqft · built 2006
Lot Size	25.8 acres (1,125,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,229 (2026)
Deeds & Mortgages	Apr 2007 Mortgage Jan 2009 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07102-051`

Property Details

APN / Parcel Number

Primary APN	`07102-051`
Alternative APNs	`072032511276` `12789`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,990 sqft Heated Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Lot Area	1,125,068 sqft (25.8 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	12789
Old Parcel Number	07102051
Street Address	563 COY HAM RD
City	LANSING
State	NC
Zip	28643-8916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25.828 A (ADJ PER 240 428) FROM ARVIL & AMP; BETTY
Jurisdiction	ASHE NC
Township / Civil Division	HORSE CREEK
Census Block Group	1
Census Block	1016
Census Tract	970300

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	563 COY HAM RD, LANSING, NC 28643-8916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2007	Deed of Trust, Mortgage · Conventional Mortgage AF BANK
Jan 23, 2009	Deed of Trust, Mortgage · Conventional Mortgage AF BANK
Nov 21, 2012	Deed of Trust, Mortgage · Conventional Mortgage LIFESTORE BANK
Feb 13, 2026	Warranty Deed, Transfer
Feb 13, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	563 COY HAM RD, LANSING, NC 28643-8916
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00364/1801
Date	Apr 25, 2007
Book Page	0364/1801
Instrument	2007-0003093

Lender

Name	AF BANK
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2037

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	563 COY HAM RD, LANSING, NC 28643-8916
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00391/1800
Date	Jan 23, 2009
Book Page	0391/1800
Instrument	2009-0000329

Lender

Name	AF BANK
Address	JEFFERSON, NC 28640

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2039

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	563 COY HAM RD, LANSING, NC 28643-8916
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00435/2367
Date	Nov 21, 2012
Book Page	0435/2367
Instrument	06003

Lender

Name	LIFESTORE BANK
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2042

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Feb 13, 2026
Property Address	563 COY HAM RD, LANSING, NC 28643-8916
Document Number	00581/2081
Book / Page	581 / 2081
Instrument Date	Jan 14, 2026
Instrument	606
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 CLAYBANK RD, WEST JEFFERSON, NC 28694-7354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 COY HAM RD, LANSING, NC 28643-8916

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Feb 13, 2026
Property Address	563 COY HAM RD, LANSING, NC 28643-8916
Document Number	00581/2083
Book / Page	581 / 2083
Instrument Date	Jan 14, 2026
Instrument	607
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 CLAYBANK RD, WEST JEFFERSON, NC 28694-7354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 COY HAM RD, LANSING, NC 28643-8916

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,229.00	$409,800 (-)	$466,900 (-) Land $98,900 Building $368,000
2025	$2,229.00 (-8.87%)	$409,800 (-12.23%)	$466,900 (-) Land $98,900 Building $368,000
2023	$2,446.00 (+19.78%)	$466,900 (+45.54%) Land $98,900 Building $368,000	$466,900 (+45.54%) Land $98,900 Building $368,000
2022	$2,042.00	$320,800 Land $98,900 Building $221,900	$320,800 Land $98,900 Building $221,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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