Ashe County property record for 312 Coy Ham Rd, Lansing, NC 28643
| Property Type | Single Family Home |
|---|---|
| Details | 2,753 sqft · built 2008 |
| Lot Size | 5.01 acres (218,323 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Jun 2024) |
| Tax Bill | $2,606 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07102-183 |
| Primary APN | 07102-183 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|---|
| Building Area | 2,753 sqft Heated Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Lot Area | 218,323 sqft (5.01 acres) |
| Account Number | 117093 |
|---|---|
| Old Parcel Number | 07102183 |
| Street Address | 312 COY HAM RD |
| City | LANSING |
| State | NC |
| Zip | 28643-8915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.012 AC |
| Jurisdiction | ASHE NC |
| Township / Civil Division | HORSE CREEK |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 970200 |
312 Coy Ham Rd is owned and occupied by two individuals who bought it in June 2024.
Source: Ashe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 COY HAM RD, LANSING, NC 28643-8915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LIFESTORE BANK |
| Aug 22, 2022 | Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2024 · Amount on File |
| Deed Sale | Jun 26, 2024 · Amount on File |
| Deed Document Number | 20242885 |
| Deed Book / Page | 564 / 1135 |
| Prior Transfer Date | Nov 18, 2014 |
| Prior Transfer Doc | 00455/1629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 312 COY HAM RD, LANSING, NC 28643-8915 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00534/1855 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 534/1855 |
| Instrument | 6764 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Address | WEST JEFFERSON, NC 28694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 312 COY HAM RD, LANSING, NC 28643-8915 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000545/114 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 545/114 |
| Instrument | 4514 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Address | WEST JEFFERSON, NC 28694 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 312 Coy Ham Rd was $2,606, up 2.7% from the year before.
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,606.00 (+2.72%) | $479,100 (+2.7%) Land $32,100 Building $447,000 | $479,100 (+2.7%) Land $32,100 Building $447,000 |
| 2025 | $2,537.00 | $466,500 Land $32,100 Building $434,400 | $466,500 Land $32,100 Building $434,400 |
| 2023 | $2,362.00 (+35.9%) | $450,900 (+67.5%) Land $21,700 Building $429,200 | $450,900 (+67.5%) Land $21,700 Building $429,200 |
| 2022 | $1,738.00 | $269,200 Land $16,800 Building $252,400 | $269,200 Land $16,800 Building $252,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 Coy Ham Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 8 (2003–2024) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Coy Ham Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
No cell data coverage reported
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