Emmet County property record for 5625 Beech Rd, Harbor Springs, MI 49740
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1979 |
| Lot Size | 0.348 acres (15,186 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (May 2018) |
| Tax Bill | $2,126 (2024) |
| Deeds & Mortgages | Jun 2018 Mortgage May 2021 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-13-33-426-022 |
| Primary APN | 11-13-33-426-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 15,186 sqft (0.348 acres) |
| Garage Area | 288 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5625 BEECH RD |
|---|---|
| City | HARBOR SPRINGS |
| State | MI |
| Zip | 49740-8733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PT R-1 |
| Legal Description | PLAT OF HIGHLAND WOODS, LOT 34. SECTION 33, T36N, R5W |
| Legal Range | 05W |
| Legal Township | 36N |
| Legal Section | 33 |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Lot Number | 34 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PLEASANTVIEW |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 970302 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5625 BEECH RD, HARBOR SPRINGS, MI 49740-8733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2018 | Deed of Trust, Mortgage MICHIGAN STATE HOUSING |
| May 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Deed of Trust, Mortgage | |
| May 22, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEB |
| Deed of Trust, Mortgage | |
| May 22, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF CHEBOYGAN |
| May 5, 2021 | Quit Claim Deed, Transfer Quitclaim |
| May 31, 2018 | Deed of Trust, Mortgage CHEMICAL BANK |
| May 31, 2018 | Warranty Deed, Transfer CHEMICAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Prior Sale | Apr 22, 1999 · Amount on Record |
| Deed Document Number | 20185156859 |
| Deed Book / Page | 1203 / 963 |
| Last Transfer Date | May 3, 2023 |
| Transfer Doc | 001252/302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 5625 BEECH RD, HARBOR SPRINGS, MI 49740-8733 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001204/0000000071 |
|---|---|
| Date | Jun 5, 2018 |
| Book Page | 0000001204/0000000071 |
| Instrument | 000005156966 |
| Name | MICHIGAN STATE HOUSING |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 5625 BEECH RD, HARBOR SPRINGS, MI 49740-8733 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5625 BEECH RD, HARBOR SPRINGS, MI 49740-8733 |
| Document Number | 0000001232/0000000802 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 0000001232/0000000802 |
| Instrument | 5185767 |
| Name | TCF NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 5625 BEECH RD, HARBOR SPRINGS, MI 49740-8733 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 5625 BEECH RD, HARBOR SPRINGS, MI 49740-8733 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5625 BEECH RD, HARBOR SPRINGS, MI 49740-8733 |
| Document Number | 0005205288 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 5205288 |
| Name | CITIZENS NATIONAL BANK OF CHEB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 1, 2053 |
| Rate | 6.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 5625 BEECH RD, HARBOR SPRINGS, MI 49740-8733 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | May 22, 2023 |
| Property Address | 5625 BEECH RD, HARBOR SPRINGS, MI 49740-8733 |
| Document Number | 001252/302 |
| Book / Page | 1252 / 302 |
| Instrument Date | May 3, 2023 |
| Instrument | 5205287 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5625 BEECH RD, HARBOR SPRINGS, MI 49740-8733 |
| Document Number | 0005205288 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 5205288 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 1, 2053 |
| Rate | 6.25% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | May 5, 2021 |
| Property Address | 5625 BEECH RD, HARBOR SPRINGS, MI 49740-8733 |
| Document Number | 1232/801 |
| Book / Page | 1232 / 801 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 5185766 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5625 BEECH RD, HARBOR SPRINGS, MI 49740-8733 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 5625 BEECH RD, HARBOR SPRINGS, MI 49740-8733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001203/0000000964 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 0000001203/0000000964 |
| Instrument | 000005156860 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 356 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | May 31, 2018 |
| Property Address | 5625 BEECH RD, HARBOR SPRINGS, MI 49740-8733 |
| Document Number | 1203/963 |
| Book / Page | 1203 / 963 |
| Instrument Date | May 10, 2018 |
| Instrument | 000005156859 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2274 KNOLLWOOD DR, HARBOR SPRINGS, MI 49740-8712 |
| Document Number | 0000001203/0000000964 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 0000001203/0000000964 |
| Instrument | 000005156860 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 356 Months |
| Due | Jan 1, 2048 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Pleasantview Township |
| Unified School District | Harbor Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,600 (-2.82%) Land $127,600 | $255,200 (-2.82%) Land $255,200 | |
| 2025 | $131,300 (+28.47%) Land $131,300 | $262,600 (+28.47%) Land $262,600 | |
| 2024 | $2,126.00 | ||
| 2023 | $102,200 Land $102,200 | $204,400 Land $204,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMLET WEST PROPERTY OWNERS ASSOC private · serves 133 people · EPA ID MI0002945 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | HAMLET VILLAGE CONDOMINIUMS ASSOCIATION |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Truestream Fiber | 1,000 / 1,000 |
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