Lake County property record for 5621 Reef Rd, Mentor, OH 44060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,656 sqft · built 1973 |
| Lot Size | 0.224 acres (9,779 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Jul 2023) |
| Tax Bill | $8,253 (2023) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Dec 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-A-092-D-00-048-0 |
| Primary APN | 19-A-092-D-00-048-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,656 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,779 sqft (0.224 acres) |
| Lot Dimensions | 163 ft deep x 60 ft wide |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 66 sqft |
| Patio Area | 252 sqft |
| Balcony | Balcony |
| Balcony Area | 66 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 31 |
|---|---|
| Street Address | 5621 REEF RD |
| City | MENTOR ON THE LAKE |
| State | OH |
| Zip | 44060-2537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | LOT 1, 6 & 7 TRACT 12 & LOT 7 TRACT 16 |
| Legal Subdivision | LAKEWAY SUBDIVISON NO. 1 |
| Legal Tract | 12,16 |
| Legal Lot Number | 341 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MENTOR-ON-THE-LAKE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 202500 |
Source: Lake County records · APN 19-A-092-D-00-048-0
Assessment roll updated August 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5621 REEF RD, MENTOR ON THE LAKE, OH 44060-2537 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2023 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Dec 18, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 13, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Aug 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNION CAPITAL MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2023 · Amount on Record |
| Deed Sale | Jul 26, 2023 · Amount on Record |
| Prior Sale | Aug 23, 2021 · Amount on Record |
| Deed Document Number | 482936 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 26, 2023 |
| Property Address | 5621 REEF RD, MENTOR ON THE LAKE, OH 44060-2537 |
| Document Number | 0000014379 |
| Map Reference | VOL P PG 4 |
| Instrument Date | Jul 06, 2023 |
| Instrument | 2023R014379 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5621 REEF RD, MENTOR ON THE LAKE, OH 44060-2537 |
| Document Number | 0000014380 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 2023R014380 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 5621 REEF RD, MENTOR ON THE LAKE, OH 44060-2537 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000031810 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 2018R031810 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MENTOR, OH 44060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 5621 REEF RD, MENTOR ON THE LAKE, OH 44060-2537 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022620 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 2020R022620 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MENTOR, OH 44060 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 23, 2021 |
| Property Address | 5621 REEF RD, MENTOR ON THE LAKE, OH 44060-2537 |
| Document Number | 0000029450 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2021R029450 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2021 |
| Title Company | ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5621 REEF RD, MENTOR ON THE LAKE, OH 44060-2537 |
| Document Number | 0000029451 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021R029451 |
| Name | UNION CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Lake County records · Assessment roll updated August 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Mentor-on-the-Lake City |
| Unified School District | Mentor Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,253.00 (+126.17%) Homeowner's exemption | $64,500 (-) Land $18,860 Building $45,640 | |
| 2022 | $3,649.00 Homeowner's exemption | $64,500 Land $18,860 Building $45,640 | |
| 2021 | $184,270 Land $53,880 Building $130,390 |
Source: FEMA National Flood Hazard Layer, Lake County (39085C), as of December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852025001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2013–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2019 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 518 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH4301511, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures