Lake County property record for 5620 Reef Rd, Mentor, OH 44060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,008 sqft · built 1973 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Sep 2007) |
| Tax Bill | $8,169 (2023) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-A-092-D-00-039-0 |
| Primary APN | 19-A-092-D-00-039-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 648 sqft |
| Family Room | Family Room |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 30 sqft |
| Patio Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5620 REEF RD |
|---|---|
| City | MENTOR ON THE LAKE |
| State | OH |
| Zip | 44060-2538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | LOT 1, 6 & 7 TRACT 12 & LOT 7 TRACT 16 |
| Legal Subdivision | LAKEWAY SUBDIVISON NO. 1 |
| Legal Tract | 12,16 |
| Legal Block | 1 |
| Legal Lot Number | 290 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MENTOR-ON-THE-LAKE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 202500 |
Source: Lake County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5620 REEF RD, MENTOR ON THE LAKE, OH 44060-2538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Aug 5, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2007 · Amount on Record |
| Deed Sale | Sep 7, 2007 · Amount on Record |
| Prior Sale | Mar 2, 2007 · Amount on Record |
| Deed Document Number | 200731479 |
| Last Transfer Date | Jul 3, 2021 |
| Transfer Doc | 0000027183 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 3, 2026 |
| Property Address | 5620 REEF RD, MENTOR ON THE LAKE, OH 44060-2538 |
| Document Number | 0000017276 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202617276 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 5620 REEF RD, MENTOR ON THE LAKE, OH 44060-2538 |
| Document Number | 0000017276, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202617276 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 29, 2041 |
| Rate | 5.79% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Aug 5, 2021 |
| Property Address | 5620 REEF RD, MENTOR ON THE LAKE, OH 44060-2538 |
| Document Number | 0000027183 |
| Map Reference | VOL P PG 4 |
| Instrument Date | Jul 3, 2021 |
| Instrument | 2021R027183 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5620 REEF RD, MENTOR ON THE LAKE, OH 44060-2538 |
| Document Number | 0000027184 |
|---|---|
| Date | Aug 5, 2021 |
| Instrument | 2021R027184 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Mentor-on-the-Lake City |
| Unified School District | Mentor Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $79,660 (+24.78%) Land $21,440 Building $58,220 | $227,620 (+24.78%) Land $61,270 Building $166,350 | |
| 2023 | $8,169.00 (+126.16%) Homeowner's exemption | $63,840 (-) Land $18,200 Building $45,640 | |
| 2022 | $3,612.00 Homeowner's exemption | $63,840 Land $18,200 Building $45,640 | |
| 2021 | $182,410 Land $52,000 Building $130,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2013–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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