5621 Gera Way, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 5621 Gera Way, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,954 sqft · built 2002
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Mar 2015)
Tax Bill	$9,334 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-051945`

Property Details

APN / Parcel Number

Primary APN	`14-051945`
Alternative APN	`051945`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,954 sqft Total Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Pool Area	880 sqft
Deck Area	696 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	051945
Street Address	5621 GERA WAY
City	SYKESVILLE
State	MD
Zip	21784-8941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 88 - 2.00 ACS GERA WAY 46-208 SC 1 SUMNERS HOLLOW AMND
Legal Subdivision	SUMNERS HOLLOW
Legal Lot Number	88
Jurisdiction	CARROLL MD
Township / Civil Division	14, BERRETT
Census Block Group	1
Census Block	1008
Census Tract	514100

Owner

5621 Gera Way is owned and occupied by two individuals who bought it in March 2015.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5621 GERA WAY, SYKESVILLE, MD 21784-8941
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Apr 2, 2021	Deed of Trust, Mortgage · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2015 · Amount on File
Deed Sale	Mar 18, 2015 · Amount on File
Prior Sale	Aug 29, 2002 · Amount on File
Deed Book / Page	7915 / 23
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Jun 30, 2026
Property Address	5621 GERA WAY, SYKESVILLE, MD 21784-8941
Document Number	1180000146
Book / Page	11804 / 146
Instrument Date	Jun 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	5621 GERA WAY, SYKESVILLE, MD 21784-8941

Mortgage

Document Number	1180000146,
Date	Jun 30, 2026
Book Page	11804/146

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5621 GERA WAY, ELDERSBURG, MD 21784-8941
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101950342
Date	Apr 2, 2021
Book Page	10195/342

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 5621 Gera Way was $9,334 with a homeowner's exemption, up 4.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,334.00 (+4.89%) Homeowner's exemption	$815,733 (+7.81%)	$874,800 (-) Land $210,000 Building $664,800
2025	$8,899.00 Homeowner's exemption	$756,667	$874,800 Land $210,000 Building $664,800
2023	$7,735.00 Homeowner's exemption	$684,533	$697,600 Land $210,000 Building $487,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5621 Gera Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5621 Gera Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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