5604 Gera Way, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 5604 Gera Way, Eldersburg, MD 21784

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,708 sqft · built 1999
Lot Size0.368 acres (16,038 sqft)
OwnerIndividual Name on File
Last Sale$244,890 (Sep 1999)
Tax Bill$6,122 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN14-051783

Property Details

APN / Parcel Number

Primary APN14-051783
Alternative APN
  • 051783

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,708 sqft Total Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area16,038 sqft (0.368 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area415 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number051783
Street Address5604 GERA WAY
CitySYKESVILLE
StateMD
Zip21784-8930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-400
Legal DescriptionLT 37 - 16038 SQ FT 5604 GERA WAY 43-39/36 SUMNERS HOLLOW SC 1
Legal SubdivisionSUMNERS HOLLOW SEC 01
Legal Lot Number37
JurisdictionCARROLL MD
Township / Civil Division14, BERRETT
Census Block Group1
Census Block1010
Census Tract514100

Owner

Source: Carroll County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5604 GERA WAY, SYKESVILLE, MD 21784-8930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 24, 1999 · Amount on Record
Deed SaleSep 24, 1999 · Amount on Record
Deed Document Number19991295
Deed Book / Page2260 / 553
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address5604 GERA WAY, ELDERSBURG, MD 21784-8930
Document Number0090190147
Instrument DateMay 17, 2018
Transaction TypeMortgage
Record UpdatedJun 4, 2018
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5604 GERA WAY ELDERSBURG MD 217848930, ELDERSBURG, MD 21784-8930

Mortgage

Document Number0090190147
DateMay 23, 2018
Book Page009019/000147
Lender
NameSTATE EMP CU/MD
TypeCredit Union
AddressLINTHICUM, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 22, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$578,333 (+21.99%)$619,400 (+24.83%) Land $160,000 Building $459,400
2025$6,122.00 (+14.28%) Homeowner's exemption
2023$5,357.00 Homeowner's exemption$474,100$496,200 Land $160,000 Building $336,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEDOM DISTRICT
serves 24,867 people · EPA ID MD0060002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Schurz Communications
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile USA, Verizon.

Nearby Properties on Gera Way

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