56202 Shady Ln, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 56202 Shady Ln, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,965 sqft · built 1966
Lot Size	3.44 acres (149,846 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Oct 2019)
Tax Bill	$1,813 (2025)
Deeds & Mortgages	Aug 2023 Transfer Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`004-001-004-05`

Property Details

APN / Parcel Number

Primary APN	`004-001-004-05`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,965 sqft Living Area
1st Floor Area	1,965 sqft
Basement Area	1,965 sqft
Unfinished Basement	1,965 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Lot Area	149,846 sqft (3.44 acres)
Lot Dimensions	250 ft deep x 250 ft wide
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	56202 SHADY LN
City	THREE RIVERS
State	MI
Zip	49093-8923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	COM NE COR SEC 1 T6S R12W TH S 1417.87 FT TO NE COR OF S 1/2 NE 1/4 SD SEC TH S 325 FT TH S 88D 33M 36S W 380 FT TH S 61D W 6
Legal Range	12W
Legal Township	06S
Legal Section	01
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	1
Census Block	1003
Census Tract	40100

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56202 SHADY LN, THREE RIVERS, MI 49093-8923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
May 24, 2018	Deed of Trust, Mortgage · Closed-End Mortgage CITIZENS BANK NA
Jan 11, 2021	Intrafamily Transfer, Transfer
Oct 29, 2019	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Sep 27, 1991 · Amount on Record
Deed Book / Page	1980 / 683
Last Transfer Date	Nov 6, 2020
Transfer Doc	2021000336
Record Updated	Sep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 18, 2023
Property Address	56202 SHADY LN, THREE RIVERS, MI 49093-8923
Document Number	2023005923
Instrument Date	Aug 14, 2023
Instrument	2023005923
Transaction Type	Transfer
Record Updated	Sep 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14977 BULLOCK RD, THREE RIVERS, MI 49093-9714

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56202 SHADY LN, THREE RIVERS, MI 49093-8923

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	56202 SHADY LN, THREE RIVERS, MI 49093-8923
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56202 SHADY LN, THREE RIVERS, MI 49093-8923

Mortgage

Document Number	2022009382
Date	Nov 1, 2022
Instrument	2022009382

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	56202 SHADY LN, THREE RIVERS, MI 49093-8923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1917/0001
Date	May 24, 2018
Book Page	1917/0001

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 16, 2043

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 11, 2021
Property Address	56202 SHADY LN, THREE RIVERS, MI 49093-8923
Document Number	2021000336
Instrument Date	Nov 6, 2020
Instrument	2021000336
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56202 SHADY LN, THREE RIVERS, MI 49093-8923

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 29, 2019
Property Address	56202 SHADY LN, THREE RIVERS, MI 49093-8923
Document Number	1980/0683
Book / Page	1980 / 0683
Instrument Date	Oct 25, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABTRACT & TTL OFFICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56202 SHADY LN, 56202, THREE RIVERS, MI 49093-8923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56202 SHADY LN, THREE RIVERS, MI 49093-8923

Mortgage

Document Number	1980/0687
Date	Oct 29, 2019
Book Page	1980/0687

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,900 (+6.26%)	$495,800 (+6.26%)
2025	$1,813.00 Homeowner's exemption	$233,300 (+26.86%) Land $35,700 Building $197,600	$466,600 (+26.86%) Land $71,400 Building $395,200
2023		$183,900 Land $28,200 Building $155,700	$367,800 Land $56,400 Building $311,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications, T-Mobile.

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